Cost of Living in New Windsor, NY

Population 8,427 · New York · Data vintage 2023

112
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

New Windsor sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 11.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, New Windsor is about 35 miles northwest of Stamford, the nearest large metro. Median home values run roughly 47% lower than Stamford's $614,000.

Cost Overview

Housing 106
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New Windsor

The median home value in New Windsor is $324,300 — 6% above the national median of $305,000. Median rent runs $1,579/month, 20% higher than the national median of $1,314/month. The median household income of $85,755/year is 15% higher than the US median of $74,580. The local unemployment rate is 11.4%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, New Windsor has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.

🏠 Housing

Median Home Value
$324,300
6% above avg
Zillow Home Value
$428,756
Zillow ZHVI
Median Rent
$1,579/mo
20% above avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 73.6%
Renter-occupied 26.4%

💰 Estimated Monthly Budget

Rent median rent
$1,579
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,193/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.8 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.7%

Commute Mode

Drove alone
73.6%
Carpooled
10.1%
Public transit
4.0%
Walked
1.3%
Work from home
10.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$85,755
15% above avg
Per Capita Income
$45,669
Unemployment Rate
11.4%
137% above avg
Poverty Rate
9.5%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 18.7%
Graduate degree 15.6%

👥 Demographics

Median Age 45
Male median age 41.9
Female median age 47.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
38.8°F
Annual Precip
41"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607179848274625039
Low °F 171827364756615951403123
Precip" 2.442.443.253.503.354.333.304.403.893.683.043.37

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
75.6%
Good air days/yr
185
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in New Windsor, NY?

New Windsor has a cost index of 112 (100 = national average). It is 12% above the national average.

What is average rent in New Windsor, NY?

The median gross rent in New Windsor is $1,579 per month based on 2023 Census data.

What is the average home price in New Windsor?

The median home value in New Windsor is $324,300 according to Zillow and Census data.

What is the median income in New Windsor?

The median household income in New Windsor is $85,755 per year (2023 ACS 5-year estimates).

What is the sales tax in New Windsor, NY?

The combined state and local sales tax rate in New Windsor is 8.5%. The New York state income tax top rate is 10.9%.

Is New Windsor, NY affordable?

New Windsor is above average in cost of living, with an index of 112 — about 12% higher than the national average.

What is the weather like in New Windsor?

New Windsor has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

New Windsor at a Glance

Population
8,427
Median Income
$85,755
Home Value
$324,300
Median Rent
$1,579/mo
Unemployment
11.4%
Avg High Temp
60.0°F
Sales Tax
8.5%
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Explore county-level cost of living data

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