Cost of Living in Vails Gate, NY

Population 3,065 · New York · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Vails Gate a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $285,000. An unemployment rate of 2.6% points to a labor market well on the tight side of the national distribution.

Located 35 miles north of Yonkers, Vails Gate falls within that metro's commuting orbit. Median home values run roughly 40% lower than Yonkers' $478,000.

Cost Overview

Housing 93
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Vails Gate

The median home value in Vails Gate is $284,700 — 7% below the national median of $305,000. Median rent runs $1,638/month, 25% higher than the national median of $1,314/month. The median household income of $54,340/year is 27% lower than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Vails Gate has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$284,700
7% below avg
Median Rent
$1,638/mo
25% above avg
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 51.1%
Renter-occupied 48.9%

💰 Estimated Monthly Budget

Rent median rent
$1,638
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,252/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.1 min
52% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
67.5%
Carpooled
11.9%
Public transit
3.8%
Walked
8.4%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$54,340
27% below avg
Per Capita Income
$38,439
Unemployment Rate
2.6%
46% below avg
Poverty Rate
8.3%
Labor Force Participation
62.1%

🎓 Education

Bachelor's degree+ 13.8%
Graduate degree 11.1%

👥 Demographics

Median Age 43.7
Male median age 40.8
Female median age 45.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
38.8°F
Annual Precip
41"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607179848274625039
Low °F 171827364756615951403123
Precip" 2.442.443.253.503.354.333.304.403.893.683.043.37

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
75.6%
Good air days/yr
185
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Vails Gate, NY?

Vails Gate has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Vails Gate, NY?

The median gross rent in Vails Gate is $1,638 per month based on 2023 Census data.

What is the average home price in Vails Gate?

The median home value in Vails Gate is $284,700 according to 2023 Census ACS data.

What is the median income in Vails Gate?

The median household income in Vails Gate is $54,340 per year (2023 ACS 5-year estimates).

What is the sales tax in Vails Gate, NY?

The combined state and local sales tax rate in Vails Gate is 8.5%. The New York state income tax top rate is 10.9%.

Is Vails Gate, NY affordable?

Vails Gate is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in Vails Gate?

Vails Gate has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Vails Gate at a Glance

Population
3,065
Median Income
$54,340
Home Value
$284,700
Median Rent
$1,638/mo
Unemployment
2.6%
Avg High Temp
60.0°F
Sales Tax
8.5%
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Explore county-level cost of living data

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