Cost of Living in Balmville, NY

Population 3,725 · New York · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Balmville sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 40 miles northwest of Stamford, Balmville falls within that metro's commuting orbit. Median home values run roughly 41% lower than Stamford's $614,000.

Cost Overview

Housing 118
Rent 127

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Balmville

The median home value in Balmville is $359,600 — 18% above the national median of $305,000. Median rent runs $1,671/month, 27% higher than the national median of $1,314/month. The median household income of $107,204/year is 44% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 39.9°F. Overall, Balmville has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$359,600
18% above avg
Median Rent
$1,671/mo
27% above avg
Price-to-Rent Ratio
17.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 74.8%
Renter-occupied 25.3%

💰 Estimated Monthly Budget

Rent median rent
$1,671
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,285/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.6 min
43% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.6%

Commute Mode

Drove alone
74.5%
Carpooled
5.0%
Public transit
6.3%
Walked
2.2%
Work from home
11.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$107,204
44% above avg
Per Capita Income
$47,984
Unemployment Rate
4.9%
1% above avg
Poverty Rate
3.7%
Labor Force Participation
64.6%

🎓 Education

Bachelor's degree+ 15.5%
Graduate degree 17.2%

👥 Demographics

Median Age 47.3
Male median age 44.4
Female median age 48.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
39.9°F
Annual Precip
41.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617180858375635141
Low °F 182027384857626153413224
Precip" 2.822.213.093.623.473.913.784.284.333.733.273.39

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
75.6%
Good air days/yr
185
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Balmville, NY?

Balmville has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Balmville, NY?

The median gross rent in Balmville is $1,671 per month based on 2023 Census data.

What is the average home price in Balmville?

The median home value in Balmville is $359,600 according to 2023 Census ACS data.

What is the median income in Balmville?

The median household income in Balmville is $107,204 per year (2023 ACS 5-year estimates).

What is the sales tax in Balmville, NY?

The combined state and local sales tax rate in Balmville is 8.5%. The New York state income tax top rate is 10.9%.

Is Balmville, NY affordable?

Balmville is above average in cost of living, with an index of 122 — about 22% higher than the national average.

What is the weather like in Balmville?

Balmville has average high temperatures of 61.1°F and average lows of 39.9°F. Annual precipitation is 41.9". Data from NOAA 1991–2020 Climate Normals.

Balmville at a Glance

Population
3,725
Median Income
$107,204
Home Value
$359,600
Median Rent
$1,671/mo
Unemployment
4.9%
Avg High Temp
61.1°F
Sales Tax
8.5%
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🗺️ County data for New York

Explore county-level cost of living data

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