Cost of Living in St. James, NY
Population 13,680 · New York · Data vintage 2023
(100 = US avg)
Housing in St. James sits 108% above the national median — $633,000 for the typical home — but median household incomes near $130,556 (75% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
St. James sits roughly 20 miles south of Bridgeport — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 151% higher than Bridgeport's $252,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. James
The median home value in St. James is $632,900 — 108% above the national median of $305,000. Median rent runs $2,192/month, 67% higher than the national median of $1,314/month. The median household income of $130,556/year is 75% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, St. James has a cost of living index of 191 versus the US average of 100, meaning it is 91% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 41 | 48 | 58 | 68 | 77 | 83 | 81 | 75 | 64 | 54 | 44 |
| Low °F | 25 | 26 | 32 | 41 | 51 | 61 | 67 | 66 | 59 | 47 | 38 | 30 |
| Precip" | 3.66 | 3.29 | 4.51 | 4.06 | 3.28 | 4.00 | 3.26 | 4.24 | 3.60 | 3.97 | 3.41 | 4.71 |
| Snow" | 10.3 | 9.4 | 6.5 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 | 4.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in St. James, NY?
St. James has a cost index of 191 (100 = national average). It is 91% above the national average.
What is average rent in St. James, NY?
The median gross rent in St. James is $2,192 per month based on 2023 Census data.
What is the average home price in St. James?
The median home value in St. James is $632,900 according to 2023 Census ACS data.
What is the median income in St. James?
The median household income in St. James is $130,556 per year (2023 ACS 5-year estimates).
What is the sales tax in St. James, NY?
The combined state and local sales tax rate in St. James is 8.5%. The New York state income tax top rate is 10.9%.
Is St. James, NY affordable?
St. James is above average in cost of living, with an index of 191 — about 91% higher than the national average.
What is the weather like in St. James?
St. James has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.
St. James at a Glance
- Population
- 13,680
- Median Income
- $130,556
- Home Value
- $632,900
- Median Rent
- $2,192/mo
- Unemployment
- 4.1%
- Avg High Temp
- 61.1°F
- Sales Tax
- 8.5%
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