Cost of Living in Stony Brook, NY

Population 12,827 · New York · Data vintage 2023

196
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Stony Brook sits 93% above the national median — $587,000 for the typical home — but median household incomes near $162,054 (117% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Stony Brook sits roughly 20 miles south of Bridgeport — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 133% higher than Bridgeport's $252,000.

Cost Overview

Housing 193
Rent 201

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stony Brook

The median home value in Stony Brook is $587,300 — 93% above the national median of $305,000. Median rent runs $2,643/month, 101% higher than the national median of $1,314/month. The median household income of $162,054/year is 117% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Stony Brook has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.

🏠 Housing

Median Home Value
$587,300
93% above avg
Zillow Home Value
$745,554
Zillow ZHVI
Median Rent
$2,643/mo
101% above avg
Price-to-Rent Ratio
18.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 90.0%
Renter-occupied 10.0%

💰 Estimated Monthly Budget

Rent median rent
$2,643
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,257/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.4 min
27% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.6%

Commute Mode

Drove alone
71.0%
Carpooled
4.2%
Public transit
4.4%
Walked
2.2%
Bicycle
1.2%
Work from home
16.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$162,054
117% above avg
Per Capita Income
$72,519
Unemployment Rate
4.3%
10% below avg
Poverty Rate
4.3%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 24.0%
Graduate degree 44.1%

👥 Demographics

Median Age 45.4
Male median age 43
Female median age 47

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
10.8:1
Student-teacher ratio
8
Public schools
5,848
Total enrollment

Frequently Asked Questions

What is the cost of living in Stony Brook, NY?

Stony Brook has a cost index of 196 (100 = national average). It is 96% above the national average.

What is average rent in Stony Brook, NY?

The median gross rent in Stony Brook is $2,643 per month based on 2023 Census data.

What is the average home price in Stony Brook?

The median home value in Stony Brook is $587,300 according to Zillow and Census data.

What is the median income in Stony Brook?

The median household income in Stony Brook is $162,054 per year (2023 ACS 5-year estimates).

What is the sales tax in Stony Brook, NY?

The combined state and local sales tax rate in Stony Brook is 8.5%. The New York state income tax top rate is 10.9%.

Is Stony Brook, NY affordable?

Stony Brook is above average in cost of living, with an index of 196 — about 96% higher than the national average.

What is the weather like in Stony Brook?

Stony Brook has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Stony Brook at a Glance

Population
12,827
Median Income
$162,054
Home Value
$587,300
Median Rent
$2,643/mo
Unemployment
4.3%
Avg High Temp
61.1°F
Sales Tax
8.5%
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