Cost of Living in Terryville, NY

Population 10,962 · New York · Data vintage 2023

156
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Terryville is a smaller New York community of around 11000 residents, where median household incomes of $112,262 and housing costs ($445,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 20 miles southeast of Bridgeport, Terryville falls within that metro's commuting orbit. Median home values run roughly 76% higher than Bridgeport's $252,000.

Cost Overview

Housing 146
Rent 171

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Terryville

The median home value in Terryville is $445,100 — 46% above the national median of $305,000. Median rent runs $2,242/month, 71% higher than the national median of $1,314/month. The median household income of $112,262/year is 51% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Terryville has a cost of living index of 156 versus the US average of 100, meaning it is 56% more expensive.

🏠 Housing

Median Home Value
$445,100
46% above avg
Median Rent
$2,242/mo
71% above avg
Price-to-Rent Ratio
16.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 75.3%
Renter-occupied 24.6%

💰 Estimated Monthly Budget

Rent median rent
$2,242
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,856/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.7 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.7%

Commute Mode

Drove alone
87.5%
Carpooled
3.7%
Public transit
2.5%
Walked
0.5%
Work from home
3.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$112,262
51% above avg
Per Capita Income
$45,694
Unemployment Rate
6.3%
32% above avg
Poverty Rate
2.5%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 16.1%
Graduate degree 12.1%

👥 Demographics

Median Age 40.6
Male median age 41.1
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Terryville, NY?

Terryville has a cost index of 156 (100 = national average). It is 56% above the national average.

What is average rent in Terryville, NY?

The median gross rent in Terryville is $2,242 per month based on 2023 Census data.

What is the average home price in Terryville?

The median home value in Terryville is $445,100 according to 2023 Census ACS data.

What is the median income in Terryville?

The median household income in Terryville is $112,262 per year (2023 ACS 5-year estimates).

What is the sales tax in Terryville, NY?

The combined state and local sales tax rate in Terryville is 8.5%. The New York state income tax top rate is 10.9%.

Is Terryville, NY affordable?

Terryville is above average in cost of living, with an index of 156 — about 56% higher than the national average.

What is the weather like in Terryville?

Terryville has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Terryville at a Glance

Population
10,962
Median Income
$112,262
Home Value
$445,100
Median Rent
$2,242/mo
Unemployment
6.3%
Avg High Temp
61.1°F
Sales Tax
8.5%
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