Cost of Living in Towson, MD

Population 57,683 · Maryland · Data vintage 2023

142
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Towson lands reasonably close to national benchmarks on most cost indicators, with a median home value of $445,000 — 46% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Maryland.

Located 7 miles north of Baltimore, Towson falls within that metro's commuting orbit. Median home values run roughly 103% higher than Baltimore's $219,000.

Cost Overview

Housing 146
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Towson

The median home value in Towson is $445,100 — 46% above the national median of $305,000. Median rent runs $1,784/month, 36% higher than the national median of $1,314/month. The median household income of $100,481/year is 35% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Towson has a cost of living index of 142 versus the US average of 100, meaning it is 42% more expensive.

🏠 Housing

Median Home Value
$445,100
46% above avg
Zillow Home Value
$462,157
Zillow ZHVI
Median Rent
$1,784/mo
36% above avg
Zillow Rent
$1,894/mo
Zillow ZORI
Price-to-Rent Ratio
20.8x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 56.0%
Renter-occupied 44.0%

💰 Estimated Monthly Budget

Rent median rent
$1,784
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,398/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.4 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.8%

Commute Mode

Drove alone
64.9%
Carpooled
6.3%
Public transit
2.0%
Walked
4.9%
Bicycle
0.1%
Work from home
20.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$100,481
35% above avg
Per Capita Income
$60,536
Unemployment Rate
4.7%
3% below avg
Poverty Rate
12.8%
Labor Force Participation
63.4%

🎓 Education

Bachelor's degree+ 34.3%
Graduate degree 33.9%

👥 Demographics

Median Age 33.2
Male median age 34.7
Female median age 32.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
62.5%
Good air days/yr
205
Max AQI recorded
127
PM2.5 days
231
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
15.1:1
Student-teacher ratio
178
Public schools
115,038
Total enrollment

Frequently Asked Questions

What is the cost of living in Towson, MD?

Towson has a cost index of 142 (100 = national average). It is 42% above the national average.

What is average rent in Towson, MD?

The median gross rent in Towson is $1,784 per month based on 2023 Census data.

What is the average home price in Towson?

The median home value in Towson is $445,100 according to Zillow and Census data.

What is the median income in Towson?

The median household income in Towson is $100,481 per year (2023 ACS 5-year estimates).

What is the sales tax in Towson, MD?

The combined state and local sales tax rate in Towson is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Towson, MD affordable?

Towson is above average in cost of living, with an index of 142 — about 42% higher than the national average.

Towson at a Glance

Population
57,683
Median Income
$100,481
Home Value
$445,100
Median Rent
$1,784/mo
Unemployment
4.7%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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