Cost of Living in Wappingers Falls, NY

Population 5,694 · New York · Data vintage 2023

100
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Wappingers Falls a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $277,000.

Located 40 miles northwest of Stamford, Wappingers Falls falls within that metro's commuting orbit. Median home values run roughly 55% lower than Stamford's $614,000.

Cost Overview

Housing 91
Rent 113

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wappingers Falls

The median home value in Wappingers Falls is $277,000 — 9% below the national median of $305,000. Median rent runs $1,490/month, 13% higher than the national median of $1,314/month. The median household income of $58,455/year is 22% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 39.9°F. Overall, Wappingers Falls has a cost of living index of 100 versus the US average of 100, meaning it is on par with the national average.

🏠 Housing

Median Home Value
$277,000
9% below avg
Zillow Home Value
$477,100
Zillow ZHVI
Median Rent
$1,490/mo
13% above avg
Zillow Rent
$2,413/mo
Zillow ZORI
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 29.8%
Renter-occupied 70.3%

💰 Estimated Monthly Budget

Rent median rent
$1,490
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,104/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.0 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.0%

Commute Mode

Drove alone
63.1%
Carpooled
14.9%
Public transit
2.6%
Walked
2.0%
Work from home
11.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,455
22% below avg
Per Capita Income
$33,538
Unemployment Rate
5.5%
15% above avg
Poverty Rate
4.8%
Labor Force Participation
58.8%

🎓 Education

Bachelor's degree+ 9.0%
Graduate degree 8.3%

👥 Demographics

Median Age 47.4
Male median age 43
Female median age 50.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
39.9°F
Annual Precip
41.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617180858375635141
Low °F 182027384857626153413224
Precip" 2.822.213.093.623.473.913.784.284.333.733.273.39

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
96%
Good air days/yr
108
Max AQI recorded
0
PM2.5 days
347
Ozone days

Frequently Asked Questions

What is the cost of living in Wappingers Falls, NY?

Wappingers Falls has a cost index of 100 (100 = national average). It is near the national average.

What is average rent in Wappingers Falls, NY?

The median gross rent in Wappingers Falls is $1,490 per month based on 2023 Census data.

What is the average home price in Wappingers Falls?

The median home value in Wappingers Falls is $277,000 according to Zillow and Census data.

What is the median income in Wappingers Falls?

The median household income in Wappingers Falls is $58,455 per year (2023 ACS 5-year estimates).

What is the sales tax in Wappingers Falls, NY?

The combined state and local sales tax rate in Wappingers Falls is 8.5%. The New York state income tax top rate is 10.9%.

Is Wappingers Falls, NY affordable?

Wappingers Falls is near the national average in terms of cost of living, with an index of 100 (100 = US average).

What is the weather like in Wappingers Falls?

Wappingers Falls has average high temperatures of 61.1°F and average lows of 39.9°F. Annual precipitation is 41.9". Data from NOAA 1991–2020 Climate Normals.

Wappingers Falls at a Glance

Population
5,694
Median Income
$58,455
Home Value
$277,000
Median Rent
$1,490/mo
Unemployment
5.5%
Avg High Temp
61.1°F
Sales Tax
8.5%
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