Cost of Living in Carlisle, OH

Population 5,460 · Ohio · Data vintage 2023

63
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Carlisle stay well under national norms: a median home value of $185,000 against median household incomes of $70,000 gives the city one of the more comfortable price-to-income ratios in Ohio.

Located 15 miles southwest of Dayton, Carlisle falls within that metro's commuting orbit. Median home values run roughly 99% higher than Dayton's $93,000.

Cost Overview

Housing 61
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carlisle

The median home value in Carlisle is $185,400 — 39% below the national median of $305,000. Median rent runs $872/month, 34% lower than the national median of $1,314/month. The median household income of $70,000/year is 6% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 64.2°F and lows of 44.0°F. Overall, Carlisle has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.

🏠 Housing

Median Home Value
$185,400
39% below avg
Zillow Home Value
$216,856
Zillow ZHVI
Median Rent
$872/mo
34% below avg
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 76.7%
Renter-occupied 23.3%

💰 Estimated Monthly Budget

Rent median rent
$872
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,486/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.4 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.1%

Commute Mode

Drove alone
89.2%
Carpooled
5.5%
Walked
0.7%
Bicycle
1.1%
Work from home
3.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$70,000
6% below avg
Per Capita Income
$38,496
Unemployment Rate
5.6%
16% above avg
Poverty Rate
9.3%
Labor Force Participation
57.8%

🎓 Education

Bachelor's degree+ 9.6%
Graduate degree 4.3%

👥 Demographics

Median Age 42
Male median age 39.2
Female median age 43.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.2°F
Avg Low
44.0°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394353657583868579675443
Low °F 222533435362656356453527
Precip" 2.912.333.484.374.214.903.632.812.973.023.133.21

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
63.2%
Good air days/yr
183
Max AQI recorded
202
PM2.5 days
162
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
18.5:1
Student-teacher ratio
4
Public schools
1,590
Total enrollment

Frequently Asked Questions

What is the cost of living in Carlisle, OH?

Carlisle has a cost index of 63 (100 = national average). It is 37% below the national average.

What is average rent in Carlisle, OH?

The median gross rent in Carlisle is $872 per month based on 2023 Census data.

What is the average home price in Carlisle?

The median home value in Carlisle is $185,400 according to Zillow and Census data.

What is the median income in Carlisle?

The median household income in Carlisle is $70,000 per year (2023 ACS 5-year estimates).

What is the sales tax in Carlisle, OH?

The combined state and local sales tax rate in Carlisle is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Carlisle, OH affordable?

Yes, Carlisle is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.

What is the weather like in Carlisle?

Carlisle has average high temperatures of 64.2°F and average lows of 44.0°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Carlisle at a Glance

Population
5,460
Median Income
$70,000
Home Value
$185,400
Median Rent
$872/mo
Unemployment
5.6%
Avg High Temp
64.2°F
Sales Tax
7.2%
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