Cost of Living in Celina, OH

Population 11,017 · Ohio · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Celina offers a notably favorable income-to-housing ratio for its region. The typical home — $159,000 — costs less than 2.4 times median household income of $66,142, a threshold many coastal markets passed a decade ago. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Located 50 miles southeast of Fort Wayne, Celina falls within that metro's commuting orbit. Housing prices track closely with Fort Wayne's $170,000 median.

Cost Overview

Housing 52
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Celina

The median home value in Celina is $158,800 — 48% below the national median of $305,000. Median rent runs $814/month, 38% lower than the national median of $1,314/month. The median household income of $66,142/year is 11% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 60.6°F and lows of 42.2°F. Overall, Celina has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$158,800
48% below avg
Zillow Home Value
$230,954
Zillow ZHVI
Median Rent
$814/mo
38% below avg
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 63.8%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$814
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,428/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.4 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.6%

Commute Mode

Drove alone
90.3%
Carpooled
6.2%
Walked
1.6%
Work from home
1.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$66,142
11% below avg
Per Capita Income
$32,473
Unemployment Rate
1.9%
61% below avg
Poverty Rate
10.7%
Labor Force Participation
67.1%

🎓 Education

Bachelor's degree+ 11.4%
Graduate degree 10.0%

👥 Demographics

Median Age 39.5
Male median age 36.6
Female median age 42.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
42.2°F
Annual Precip
35.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343848617281848276645039
Low °F 202230405161636154443426
Precip" 2.231.852.553.583.813.953.683.502.852.692.812.27

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
16.8:1
Student-teacher ratio
9
Public schools
2,966
Total enrollment

Frequently Asked Questions

What is the cost of living in Celina, OH?

Celina has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Celina, OH?

The median gross rent in Celina is $814 per month based on 2023 Census data.

What is the average home price in Celina?

The median home value in Celina is $158,800 according to Zillow and Census data.

What is the median income in Celina?

The median household income in Celina is $66,142 per year (2023 ACS 5-year estimates).

What is the sales tax in Celina, OH?

The combined state and local sales tax rate in Celina is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Celina, OH affordable?

Yes, Celina is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

What is the weather like in Celina?

Celina has average high temperatures of 60.6°F and average lows of 42.2°F. Annual precipitation is 35.8". Data from NOAA 1991–2020 Climate Normals.

Celina at a Glance

Population
11,017
Median Income
$66,142
Home Value
$158,800
Median Rent
$814/mo
Unemployment
1.9%
Avg High Temp
60.6°F
Sales Tax
7.2%
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Explore county-level cost of living data

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