Cost of Living in St. Marys, OH
Population 8,319 · Ohio · Data vintage 2023
(100 = US avg)
Buyers in St. Marys can reasonably expect a home to cost less than three years of household income — $139,000 against $72,056 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.
Geographically, St. Marys is about 55 miles north of Dayton, the nearest large metro. Median home values run roughly 49% higher than Dayton's $93,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. Marys
The median home value in St. Marys is $138,500 — 55% below the national median of $305,000. Median rent runs $835/month, 36% lower than the national median of $1,314/month. The median household income of $72,056/year is 3% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 60.6°F and lows of 42.2°F. Overall, St. Marys has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.
St. Marys has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 34 | 38 | 48 | 61 | 72 | 81 | 84 | 82 | 76 | 64 | 50 | 39 |
| Low °F | 20 | 22 | 30 | 40 | 51 | 61 | 63 | 61 | 54 | 44 | 34 | 26 |
| Precip" | 2.23 | 1.85 | 2.55 | 3.58 | 3.81 | 3.95 | 3.68 | 3.50 | 2.85 | 2.69 | 2.81 | 2.27 |
Frequently Asked Questions
What is the cost of living in St. Marys, OH?
St. Marys has a cost index of 53 (100 = national average). It is 47% below the national average.
What is average rent in St. Marys, OH?
The median gross rent in St. Marys is $835 per month based on 2023 Census data.
What is the average home price in St. Marys?
The median home value in St. Marys is $138,500 according to 2023 Census ACS data.
What is the median income in St. Marys?
The median household income in St. Marys is $72,056 per year (2023 ACS 5-year estimates).
What is the sales tax in St. Marys, OH?
The combined state and local sales tax rate in St. Marys is 7.2%. The Ohio state income tax top rate is 3.8%.
Is St. Marys, OH affordable?
Yes, St. Marys is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.
What is the weather like in St. Marys?
St. Marys has average high temperatures of 60.6°F and average lows of 42.2°F. Annual precipitation is 35.8". Data from NOAA 1991–2020 Climate Normals.
St. Marys at a Glance
- Population
- 8,319
- Median Income
- $72,056
- Home Value
- $138,500
- Median Rent
- $835/mo
- Unemployment
- 1.7%
- Avg High Temp
- 60.6°F
- Sales Tax
- 7.2%
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Ohio Rankings
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