Cost of Living in Hillsboro, OH

Population 6,539 · Ohio · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Hillsboro run well below national norms — a median of $45,197 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $137,000). Around 22% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Hillsboro is about 50 miles east of Cincinnati, the nearest large metro. Median home values run roughly 36% lower than Cincinnati's $215,000.

Cost Overview

Housing 45
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hillsboro

The median home value in Hillsboro is $136,900 — 55% below the national median of $305,000. Median rent runs $734/month, 44% lower than the national median of $1,314/month. The median household income of $45,197/year is 39% lower than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 62.4°F and lows of 42.8°F. Overall, Hillsboro has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$136,900
55% below avg
Zillow Home Value
$201,091
Zillow ZHVI
Median Rent
$734/mo
44% below avg
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 55.2%
Renter-occupied 44.8%

💰 Estimated Monthly Budget

Rent median rent
$734
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,348/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.2%

Commute Mode

Drove alone
83.0%
Carpooled
9.7%
Walked
2.8%
Work from home
4.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$45,197
39% below avg
Per Capita Income
$25,041
Unemployment Rate
3.9%
20% below avg
Poverty Rate
21.9%
Labor Force Participation
53.1%

🎓 Education

Bachelor's degree+ 11.8%
Graduate degree 6.1%

👥 Demographics

Median Age 41.8
Male median age 37.5
Female median age 44

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
42.8°F
Annual Precip
42.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374151647382848377655241
Low °F 212432425260636154443427
Precip" 2.912.733.634.464.634.643.883.162.933.203.053.18

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
16.2:1
Student-teacher ratio
5
Public schools
2,305
Total enrollment

Frequently Asked Questions

What is the cost of living in Hillsboro, OH?

Hillsboro has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Hillsboro, OH?

The median gross rent in Hillsboro is $734 per month based on 2023 Census data.

What is the average home price in Hillsboro?

The median home value in Hillsboro is $136,900 according to Zillow and Census data.

What is the median income in Hillsboro?

The median household income in Hillsboro is $45,197 per year (2023 ACS 5-year estimates).

What is the sales tax in Hillsboro, OH?

The combined state and local sales tax rate in Hillsboro is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Hillsboro, OH affordable?

Yes, Hillsboro is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Hillsboro?

Hillsboro has average high temperatures of 62.4°F and average lows of 42.8°F. Annual precipitation is 42.4". Data from NOAA 1991–2020 Climate Normals.

Hillsboro at a Glance

Population
6,539
Median Income
$45,197
Home Value
$136,900
Median Rent
$734/mo
Unemployment
3.9%
Avg High Temp
62.4°F
Sales Tax
7.2%
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Explore county-level cost of living data

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