Cost of Living in Wilmington, OH
Population 12,637 · Ohio · Data vintage 2023
(100 = US avg)
Wilmington is a smaller Ohio community of around 13000 residents, where median household incomes of $52,661 and housing costs ($163,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 21% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Geographically, Wilmington is about 30 miles southeast of Dayton, the nearest large metro. Median home values run roughly 75% higher than Dayton's $93,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Wilmington
The median home value in Wilmington is $162,700 — 47% below the national median of $305,000. Median rent runs $925/month, 30% lower than the national median of $1,314/month. The median household income of $52,661/year is 29% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 62.4°F and lows of 42.8°F. Overall, Wilmington has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 37 | 41 | 51 | 64 | 73 | 82 | 84 | 83 | 77 | 65 | 52 | 41 |
| Low °F | 21 | 24 | 32 | 42 | 52 | 60 | 63 | 61 | 54 | 44 | 34 | 27 |
| Precip" | 2.91 | 2.73 | 3.63 | 4.46 | 4.63 | 4.64 | 3.88 | 3.16 | 2.93 | 3.20 | 3.05 | 3.18 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Wilmington, OH?
Wilmington has a cost index of 60 (100 = national average). It is 40% below the national average.
What is average rent in Wilmington, OH?
The median gross rent in Wilmington is $925 per month based on 2023 Census data.
What is the average home price in Wilmington?
The median home value in Wilmington is $162,700 according to Zillow and Census data.
What is the median income in Wilmington?
The median household income in Wilmington is $52,661 per year (2023 ACS 5-year estimates).
What is the sales tax in Wilmington, OH?
The combined state and local sales tax rate in Wilmington is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Wilmington, OH affordable?
Yes, Wilmington is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.
What is the weather like in Wilmington?
Wilmington has average high temperatures of 62.4°F and average lows of 42.8°F. Annual precipitation is 42.4". Data from NOAA 1991–2020 Climate Normals.
Wilmington at a Glance
- Population
- 12,637
- Median Income
- $52,661
- Home Value
- $162,700
- Median Rent
- $925/mo
- Unemployment
- 5.0%
- Avg High Temp
- 62.4°F
- Sales Tax
- 7.2%
Nearby Cities
Explore county-level cost of living data
Ohio Rankings
Similar Cost Cities
Cities in other states with comparable housing costs