Cost of Living in Montpelier, OH

Population 3,916 · Ohio · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Montpelier sits on the smaller end of the Ohio city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Montpelier is about 45 miles northeast of Fort Wayne, the nearest large metro. Median home values run roughly 38% lower than Fort Wayne's $170,000.

Cost Overview

Housing 34
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montpelier

The median home value in Montpelier is $105,200 — 66% below the national median of $305,000. Median rent runs $758/month, 42% lower than the national median of $1,314/month. The median household income of $48,720/year is 35% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. Overall, Montpelier has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$105,200
66% below avg
Zillow Home Value
$129,819
Zillow ZHVI
Median Rent
$758/mo
42% below avg
Price-to-Rent Ratio
11.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 68.6%
Renter-occupied 31.4%

💰 Estimated Monthly Budget

Rent median rent
$758
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,372/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.1 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.6%

Commute Mode

Drove alone
89.7%
Carpooled
6.3%
Walked
1.7%
Bicycle
0.6%
Work from home
1.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$48,720
35% below avg
Per Capita Income
$28,108
Unemployment Rate
4.9%
2% above avg
Poverty Rate
15.5%
Labor Force Participation
57.4%

🎓 Education

Bachelor's degree+ 4.8%
Graduate degree 3.0%

👥 Demographics

Median Age 38.4
Male median age 38.4
Female median age 38

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
15:1
Student-teacher ratio
2
Public schools
869
Total enrollment

Frequently Asked Questions

What is the cost of living in Montpelier, OH?

Montpelier has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Montpelier, OH?

The median gross rent in Montpelier is $758 per month based on 2023 Census data.

What is the average home price in Montpelier?

The median home value in Montpelier is $105,200 according to Zillow and Census data.

What is the median income in Montpelier?

The median household income in Montpelier is $48,720 per year (2023 ACS 5-year estimates).

What is the sales tax in Montpelier, OH?

The combined state and local sales tax rate in Montpelier is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Montpelier, OH affordable?

Yes, Montpelier is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

Montpelier at a Glance

Population
3,916
Median Income
$48,720
Home Value
$105,200
Median Rent
$758/mo
Unemployment
4.9%
Sales Tax
7.2%
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🗺️ County data for Ohio

Explore county-level cost of living data

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