Cost of Living in Oxford, OH
Population 22,069 · Ohio · Data vintage 2023
(100 = US avg)
Household incomes in Oxford run well below national norms — a median of $42,147 versus the $74,580 US figure. Housing costs and rents do not fully compensate for the earnings difference. Around 45% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Oxford is about 30 miles northwest of Cincinnati, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% higher than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Oxford
The median home value in Oxford is $232,200 — 24% below the national median of $305,000. Median rent runs $989/month, 25% lower than the national median of $1,314/month. The median household income of $42,147/year is 43% lower than the US median of $74,580. The local unemployment rate is 13.5%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.1°F and lows of 42.5°F. Overall, Oxford has a cost of living index of 76 versus the US average of 100, meaning it is 24% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 44 | 54 | 67 | 75 | 83 | 87 | 86 | 80 | 68 | 55 | 44 |
| Low °F | 22 | 23 | 32 | 42 | 52 | 61 | 64 | 62 | 54 | 42 | 32 | 26 |
| Precip" | 2.91 | 2.41 | 3.49 | 4.63 | 4.59 | 4.06 | 3.67 | 2.95 | 3.04 | 3.17 | 3.16 | 3.34 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Oxford, OH?
Oxford has a cost index of 76 (100 = national average). It is 24% below the national average.
What is average rent in Oxford, OH?
The median gross rent in Oxford is $989 per month based on 2023 Census data.
What is the average home price in Oxford?
The median home value in Oxford is $232,200 according to Zillow and Census data.
What is the median income in Oxford?
The median household income in Oxford is $42,147 per year (2023 ACS 5-year estimates).
What is the sales tax in Oxford, OH?
The combined state and local sales tax rate in Oxford is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Oxford, OH affordable?
Yes, Oxford is generally considered affordable, with a cost of living index of 76 — about 24% below the US national average of 100.
What is the weather like in Oxford?
Oxford has average high temperatures of 65.1°F and average lows of 42.5°F. Annual precipitation is 41.4". Data from NOAA 1991–2020 Climate Normals.
Oxford at a Glance
- Population
- 22,069
- Median Income
- $42,147
- Home Value
- $232,200
- Median Rent
- $989/mo
- Unemployment
- 13.5%
- Avg High Temp
- 65.1°F
- Sales Tax
- 7.2%
Nearby Cities
Explore county-level cost of living data
Ohio Rankings
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