Cost of Living in Swanton, OH

Population 4,171 · Ohio · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Swanton can reasonably expect a home to cost less than three years of household income — $163,000 against $69,985 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 1.4% points to a labor market well on the tight side of the national distribution.

Geographically, Swanton sits roughly 15 miles west of Toledo. Median home values run roughly 52% higher than Toledo's $107,000.

Cost Overview

Housing 53
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Swanton

The median home value in Swanton is $162,600 — 47% below the national median of $305,000. Median rent runs $912/month, 31% lower than the national median of $1,314/month. The median household income of $69,985/year is 6% lower than the US median of $74,580. The local unemployment rate is 1.4%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 61.9°F and lows of 42.6°F, with about 37.4" of annual snowfall. Overall, Swanton has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$162,600
47% below avg
Zillow Home Value
$245,331
Zillow ZHVI
Median Rent
$912/mo
31% below avg
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 72.7%
Renter-occupied 27.4%

💰 Estimated Monthly Budget

Rent median rent
$912
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,526/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.7%

Commute Mode

Drove alone
86.4%
Carpooled
3.1%
Public transit
3.3%
Walked
0.4%
Bicycle
0.8%
Work from home
5.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$69,985
6% below avg
Per Capita Income
$35,049
Unemployment Rate
1.4%
72% below avg
Poverty Rate
7.7%
Labor Force Participation
60.0%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 5.8%

👥 Demographics

Median Age 40.2
Male median age 36.3
Female median age 48.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.9°F
Avg Low
42.6°F
Annual Precip
35"
Annual Snowfall
37.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353848627383878478655139
Low °F 202230405161646355443526
Precip" 2.372.282.613.453.823.453.273.152.932.592.652.44
Snow" 12.310.25.31.30.00.00.00.00.00.11.76.5

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.8:1
Student-teacher ratio
3
Public schools
1,152
Total enrollment

Frequently Asked Questions

What is the cost of living in Swanton, OH?

Swanton has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Swanton, OH?

The median gross rent in Swanton is $912 per month based on 2023 Census data.

What is the average home price in Swanton?

The median home value in Swanton is $162,600 according to Zillow and Census data.

What is the median income in Swanton?

The median household income in Swanton is $69,985 per year (2023 ACS 5-year estimates).

What is the sales tax in Swanton, OH?

The combined state and local sales tax rate in Swanton is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Swanton, OH affordable?

Yes, Swanton is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Swanton?

Swanton has average high temperatures of 61.9°F and average lows of 42.6°F. Annual precipitation is 35". Average annual snowfall is 37.4". Data from NOAA 1991–2020 Climate Normals.

Swanton at a Glance

Population
4,171
Median Income
$69,985
Home Value
$162,600
Median Rent
$912/mo
Unemployment
1.4%
Avg High Temp
61.9°F
Sales Tax
7.2%
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