Cost of Living in Willoughby, OH
Population 23,934 · Ohio · Data vintage 2023
(100 = US avg)
Willoughby offers a notably favorable income-to-housing ratio for its region. The typical home — $206,000 — costs less than 2.9 times median household income of $70,884, a threshold many coastal markets passed a decade ago.
Located 20 miles northeast of Cleveland, Willoughby falls within that metro's commuting orbit. Median home values run roughly 119% higher than Cleveland's $94,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Willoughby
The median home value in Willoughby is $206,200 — 32% below the national median of $305,000. Median rent runs $1,147/month, 13% lower than the national median of $1,314/month. The median household income of $70,884/year is 5% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 58.9°F and lows of 45.8°F. Overall, Willoughby has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 37 | 45 | 57 | 68 | 77 | 81 | 80 | 74 | 63 | 51 | 40 |
| Low °F | 24 | 25 | 31 | 41 | 53 | 63 | 68 | 67 | 60 | 49 | 38 | 30 |
| Precip" | 1.76 | 1.53 | 2.35 | 3.10 | 3.51 | 2.84 | 3.66 | 3.45 | 2.94 | 3.24 | 2.92 | 2.04 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Willoughby, OH?
Willoughby has a cost index of 75 (100 = national average). It is 25% below the national average.
What is average rent in Willoughby, OH?
The median gross rent in Willoughby is $1,147 per month based on 2023 Census data.
What is the average home price in Willoughby?
The median home value in Willoughby is $206,200 according to Zillow and Census data.
What is the median income in Willoughby?
The median household income in Willoughby is $70,884 per year (2023 ACS 5-year estimates).
What is the sales tax in Willoughby, OH?
The combined state and local sales tax rate in Willoughby is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Willoughby, OH affordable?
Yes, Willoughby is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.
What is the weather like in Willoughby?
Willoughby has average high temperatures of 58.9°F and average lows of 45.8°F. Annual precipitation is 33.3". Data from NOAA 1991–2020 Climate Normals.
Willoughby at a Glance
- Population
- 23,934
- Median Income
- $70,884
- Home Value
- $206,200
- Median Rent
- $1,147/mo
- Unemployment
- 5.0%
- Avg High Temp
- 58.9°F
- Sales Tax
- 7.2%
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Ohio Rankings
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