Cost of Living in Shady Cove, OR

Population 3,083 · Oregon · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 60, Shady Cove functions largely as a retirement market. Housing costs — $249,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons. Unemployment has stayed elevated relative to the national figure — 12.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Shady Cove lies roughly 100 miles south of the nearest major metro, Eugene. Median home values run roughly 43% lower than Eugene's $435,000.

Cost Overview

Housing 82
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Shady Cove

The median home value in Shady Cove is $248,800 — 18% below the national median of $305,000. Median rent runs $1,086/month, 17% lower than the national median of $1,314/month. The median household income of $45,750/year is 39% lower than the US median of $74,580. The local unemployment rate is 12.7%, above the national average of 4.8%. Oregon's top state income tax rate is 9.9% and the combined sales tax is 0.0%. The climate averages highs of 68.2°F and lows of 43.6°F, with about 3.4" of annual snowfall. Overall, Shady Cove has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$248,800
18% below avg
Zillow Home Value
$292,181
Zillow ZHVI
Median Rent
$1,086/mo
17% below avg
Price-to-Rent Ratio
19.1x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$903
1 BR
$1,003
2 BR
$1,252
3 BR
$1,754
4 BR
$2,023
Owner-occupied 66.3%
Renter-occupied 33.7%

💰 Estimated Monthly Budget

Rent median rent
$1,086
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,700/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.0%

Commute Mode

Drove alone
72.7%
Walked
2.4%
Work from home
25.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.9%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$45,750
39% below avg
Per Capita Income
$29,397
Unemployment Rate
12.7%
164% above avg
Poverty Rate
15.1%
Labor Force Participation
37.0%

🎓 Education

Bachelor's degree+ 10.3%
Graduate degree 7.1%

👥 Demographics

Median Age 59.6
Male median age 61.3
Female median age 58.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.2°F
Avg Low
43.6°F
Annual Precip
18.4"
Annual Snowfall
3.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485459657482929184705446
Low °F 333437414752595851423633
Precip" 2.721.961.811.511.340.680.240.330.481.222.613.53
Snow" 1.01.20.20.00.00.00.00.00.00.00.10.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
59.2%
Good air days/yr
237
Max AQI recorded
267
PM2.5 days
98
Ozone days

Frequently Asked Questions

What is the cost of living in Shady Cove, OR?

Shady Cove has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Shady Cove, OR?

The median gross rent in Shady Cove is $1,086 per month based on 2023 Census data.

What is the average home price in Shady Cove?

The median home value in Shady Cove is $248,800 according to Zillow and Census data.

What is the median income in Shady Cove?

The median household income in Shady Cove is $45,750 per year (2023 ACS 5-year estimates).

What is the sales tax in Shady Cove, OR?

The combined state and local sales tax rate in Shady Cove is 0.0%. The Oregon state income tax top rate is 9.9%.

Is Shady Cove, OR affordable?

Yes, Shady Cove is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

What is the weather like in Shady Cove?

Shady Cove has average high temperatures of 68.2°F and average lows of 43.6°F. Annual precipitation is 18.4". Average annual snowfall is 3.4". Data from NOAA 1991–2020 Climate Normals.

Shady Cove at a Glance

Population
3,083
Median Income
$45,750
Home Value
$248,800
Median Rent
$1,086/mo
Unemployment
12.7%
Avg High Temp
68.2°F
Sales Tax
0.0%
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