Cost of Living in Ardmore, PA

Population 14,165 · Pennsylvania · Data vintage 2023

139
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ardmore is a smaller Pennsylvania community of around 14000 residents, where median household incomes of $115,273 and housing costs ($446,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 9 miles west of Philadelphia, Ardmore falls within that metro's commuting orbit. Median home values run roughly 92% higher than Philadelphia's $232,000.

Cost Overview

Housing 146
Rent 128

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ardmore

The median home value in Ardmore is $446,300 — 46% above the national median of $305,000. Median rent runs $1,680/month, 28% higher than the national median of $1,314/month. The median household income of $115,273/year is 55% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 65.2°F and lows of 47.3°F, with about 23.1" of annual snowfall. Overall, Ardmore has a cost of living index of 139 versus the US average of 100, meaning it is 39% more expensive.

🏠 Housing

Median Home Value
$446,300
46% above avg
Zillow Home Value
$501,973
Zillow ZHVI
Median Rent
$1,680/mo
28% above avg
Zillow Rent
$2,318/mo
Zillow ZORI
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 62.1%
Renter-occupied 37.9%

💰 Estimated Monthly Budget

Rent median rent
$1,680
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,294/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.9 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.9%

Commute Mode

Drove alone
52.1%
Carpooled
4.6%
Public transit
8.6%
Walked
5.4%
Bicycle
0.9%
Work from home
27.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$115,273
55% above avg
Per Capita Income
$75,111
Unemployment Rate
4.9%
1% above avg
Poverty Rate
6.2%
Labor Force Participation
70.9%

🎓 Education

Bachelor's degree+ 33.7%
Graduate degree 37.0%

👥 Demographics

Median Age 38.6
Male median age 37.5
Female median age 39.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.2°F
Avg Low
47.3°F
Annual Precip
44.1"
Annual Snowfall
23.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414453657483888679675646
Low °F 262834445464706861493931
Precip" 3.132.753.963.473.344.044.384.294.403.472.913.97
Snow" 7.18.43.60.30.00.00.00.00.00.00.23.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
63.6%
Good air days/yr
284
Max AQI recorded
221
PM2.5 days
144
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
12:1
Student-teacher ratio
10
Public schools
8,797
Total enrollment

Frequently Asked Questions

What is the cost of living in Ardmore, PA?

Ardmore has a cost index of 139 (100 = national average). It is 39% above the national average.

What is average rent in Ardmore, PA?

The median gross rent in Ardmore is $1,680 per month based on 2023 Census data.

What is the average home price in Ardmore?

The median home value in Ardmore is $446,300 according to Zillow and Census data.

What is the median income in Ardmore?

The median household income in Ardmore is $115,273 per year (2023 ACS 5-year estimates).

What is the sales tax in Ardmore, PA?

The combined state and local sales tax rate in Ardmore is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Ardmore, PA affordable?

Ardmore is above average in cost of living, with an index of 139 — about 39% higher than the national average.

What is the weather like in Ardmore?

Ardmore has average high temperatures of 65.2°F and average lows of 47.3°F. Annual precipitation is 44.1". Average annual snowfall is 23.1". Data from NOAA 1991–2020 Climate Normals.

Ardmore at a Glance

Population
14,165
Median Income
$115,273
Home Value
$446,300
Median Rent
$1,680/mo
Unemployment
4.9%
Avg High Temp
65.2°F
Sales Tax
6.3%
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