Cost of Living in Chambersburg, PA
Population 22,051 · Pennsylvania · Data vintage 2023
(100 = US avg)
Chambersburg is a smaller Pennsylvania community of around 22000 residents, where median household incomes of $56,177 and housing costs ($196,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Geographically, Chambersburg is about 65 miles northwest of Columbia, the nearest large metro. Median home values run roughly 59% lower than Columbia's $480,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Chambersburg
The median home value in Chambersburg is $196,200 — 36% below the national median of $305,000. Median rent runs $1,088/month, 17% lower than the national median of $1,314/month. The median household income of $56,177/year is 25% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 64.4°F and lows of 46.4°F. Overall, Chambersburg has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 41 | 44 | 53 | 65 | 74 | 83 | 87 | 85 | 78 | 66 | 54 | 44 |
| Low °F | 25 | 27 | 34 | 44 | 55 | 64 | 68 | 66 | 59 | 47 | 37 | 30 |
| Precip" | 2.46 | 1.97 | 3.04 | 3.33 | 3.55 | 3.36 | 2.94 | 2.90 | 3.83 | 2.76 | 2.63 | 2.83 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Chambersburg, PA?
Chambersburg has a cost index of 72 (100 = national average). It is 28% below the national average.
What is average rent in Chambersburg, PA?
The median gross rent in Chambersburg is $1,088 per month based on 2023 Census data.
What is the average home price in Chambersburg?
The median home value in Chambersburg is $196,200 according to Zillow and Census data.
What is the median income in Chambersburg?
The median household income in Chambersburg is $56,177 per year (2023 ACS 5-year estimates).
What is the sales tax in Chambersburg, PA?
The combined state and local sales tax rate in Chambersburg is 6.3%. The Pennsylvania state income tax top rate is 3.1%.
Is Chambersburg, PA affordable?
Yes, Chambersburg is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.
What is the weather like in Chambersburg?
Chambersburg has average high temperatures of 64.4°F and average lows of 46.4°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.
Chambersburg at a Glance
- Population
- 22,051
- Median Income
- $56,177
- Home Value
- $196,200
- Median Rent
- $1,088/mo
- Unemployment
- 5.5%
- Avg High Temp
- 64.4°F
- Sales Tax
- 6.3%
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Pennsylvania Rankings
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