Cost of Living in Hamburg, PA

Population 4,377 · Pennsylvania · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hamburg is a smaller Pennsylvania community of around 4000 residents, where median household incomes of $57,212 and housing costs ($183,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.7% points to a labor market well on the tight side of the national distribution.

Geographically, Hamburg is about 25 miles west of Allentown, the nearest large metro. Housing prices track closely with Allentown's $189,000 median.

Cost Overview

Housing 60
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hamburg

The median home value in Hamburg is $182,900 — 40% below the national median of $305,000. Median rent runs $1,126/month, 14% lower than the national median of $1,314/month. The median household income of $57,212/year is 23% lower than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 63.4°F and lows of 44.1°F. Overall, Hamburg has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$182,900
40% below avg
Zillow Home Value
$287,579
Zillow ZHVI
Median Rent
$1,126/mo
14% below avg
Price-to-Rent Ratio
13.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 67.0%
Renter-occupied 33.0%

💰 Estimated Monthly Budget

Rent median rent
$1,126
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,740/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.8 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
74.8%
Carpooled
13.6%
Walked
0.3%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$57,212
23% below avg
Per Capita Income
$39,013
Unemployment Rate
2.7%
45% below avg
Poverty Rate
3.6%
Labor Force Participation
69.9%

🎓 Education

Bachelor's degree+ 13.9%
Graduate degree 5.1%

👥 Demographics

Median Age 42.5
Male median age 38.8
Female median age 43.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.1°F
Annual Precip
45.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394251637482878477655443
Low °F 232432425261666457453528
Precip" 2.972.613.533.353.514.774.774.494.883.803.023.51

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56.3%
Good air days/yr
287
Max AQI recorded
193
PM2.5 days
171
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.8:1
Student-teacher ratio
4
Public schools
2,119
Total enrollment

Frequently Asked Questions

What is the cost of living in Hamburg, PA?

Hamburg has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Hamburg, PA?

The median gross rent in Hamburg is $1,126 per month based on 2023 Census data.

What is the average home price in Hamburg?

The median home value in Hamburg is $182,900 according to Zillow and Census data.

What is the median income in Hamburg?

The median household income in Hamburg is $57,212 per year (2023 ACS 5-year estimates).

What is the sales tax in Hamburg, PA?

The combined state and local sales tax rate in Hamburg is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Hamburg, PA affordable?

Yes, Hamburg is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Hamburg?

Hamburg has average high temperatures of 63.4°F and average lows of 44.1°F. Annual precipitation is 45.2". Data from NOAA 1991–2020 Climate Normals.

Hamburg at a Glance

Population
4,377
Median Income
$57,212
Home Value
$182,900
Median Rent
$1,126/mo
Unemployment
2.7%
Avg High Temp
63.4°F
Sales Tax
6.3%
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