Cost of Living in Hummelstown, PA

Population 4,526 · Pennsylvania · Data vintage 2023

81
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hummelstown is a smaller Pennsylvania community of around 5000 residents, where median household incomes of $53,148 and housing costs ($240,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Hummelstown is about 65 miles north of Baltimore, the nearest large metro. Median home values run roughly 10% higher than Baltimore's $219,000.

Cost Overview

Housing 79
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hummelstown

The median home value in Hummelstown is $240,200 — 21% below the national median of $305,000. Median rent runs $1,116/month, 15% lower than the national median of $1,314/month. The median household income of $53,148/year is 29% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 63.6°F and lows of 45.0°F, with about 29.9" of annual snowfall. Overall, Hummelstown has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.

🏠 Housing

Median Home Value
$240,200
21% below avg
Zillow Home Value
$375,237
Zillow ZHVI
Median Rent
$1,116/mo
15% below avg
Zillow Rent
$1,772/mo
Zillow ZORI
Price-to-Rent Ratio
17.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 54.5%
Renter-occupied 45.5%

💰 Estimated Monthly Budget

Rent median rent
$1,116
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,730/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.6%

Commute Mode

Drove alone
66.3%
Carpooled
5.2%
Public transit
4.2%
Walked
0.7%
Work from home
15.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$53,148
29% below avg
Per Capita Income
$50,557
Unemployment Rate
3.8%
21% below avg
Poverty Rate
11.6%
Labor Force Participation
73.4%

🎓 Education

Bachelor's degree+ 27.6%
Graduate degree 17.9%

👥 Demographics

Median Age 39.6
Male median age 38.9
Female median age 41.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
45.0°F
Annual Precip
44.2"
Annual Snowfall
29.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394251647482878578665443
Low °F 232532435363686658463628
Precip" 3.032.593.703.553.833.984.743.774.833.812.973.43
Snow" 9.19.45.60.40.00.00.00.00.00.20.84.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46.3%
Good air days/yr
255
Max AQI recorded
251
PM2.5 days
114
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
13.2:1
Student-teacher ratio
8
Public schools
3,719
Total enrollment

Frequently Asked Questions

What is the cost of living in Hummelstown, PA?

Hummelstown has a cost index of 81 (100 = national average). It is 19% below the national average.

What is average rent in Hummelstown, PA?

The median gross rent in Hummelstown is $1,116 per month based on 2023 Census data.

What is the average home price in Hummelstown?

The median home value in Hummelstown is $240,200 according to Zillow and Census data.

What is the median income in Hummelstown?

The median household income in Hummelstown is $53,148 per year (2023 ACS 5-year estimates).

What is the sales tax in Hummelstown, PA?

The combined state and local sales tax rate in Hummelstown is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Hummelstown, PA affordable?

Yes, Hummelstown is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.

What is the weather like in Hummelstown?

Hummelstown has average high temperatures of 63.6°F and average lows of 45.0°F. Annual precipitation is 44.2". Average annual snowfall is 29.9". Data from NOAA 1991–2020 Climate Normals.

Hummelstown at a Glance

Population
4,526
Median Income
$53,148
Home Value
$240,200
Median Rent
$1,116/mo
Unemployment
3.8%
Avg High Temp
63.6°F
Sales Tax
6.3%
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