Cost of Living in Indian Mountain Lake, PA

Population 4,399 · Pennsylvania · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Indian Mountain Lake stay well under national norms: a median home value of $205,000 against median household incomes of $76,426 gives the city one of the more comfortable price-to-income ratios in Pennsylvania. At 6.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 30 miles north of Allentown, Indian Mountain Lake falls within that metro's commuting orbit. Median home values run roughly 9% higher than Allentown's $189,000.

Cost Overview

Housing 67
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Indian Mountain Lake

The median home value in Indian Mountain Lake is $205,200 — 33% below the national median of $305,000. Median rent runs $1,247/month, 5% lower than the national median of $1,314/month. The median household income of $76,426/year is 2% higher than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 54.8°F and lows of 36.9°F. Overall, Indian Mountain Lake has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$205,200
33% below avg
Median Rent
$1,247/mo
5% below avg
Price-to-Rent Ratio
13.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 83.1%
Renter-occupied 16.9%

💰 Estimated Monthly Budget

Rent median rent
$1,247
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,861/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.9 min
55% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
71.1%
Carpooled
17.3%
Public transit
2.1%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$76,426
2% above avg
Per Capita Income
$30,729
Unemployment Rate
6.0%
25% above avg
Poverty Rate
11.2%
Labor Force Participation
54.9%

🎓 Education

Bachelor's degree+ 15.1%
Graduate degree 8.9%

👥 Demographics

Median Age 41.9
Male median age 39.7
Female median age 44.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.8°F
Avg Low
36.9°F
Annual Precip
50.2"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303341556573787669574635
Low °F 151724344553585650393021
Precip" 2.982.453.834.244.064.694.734.645.595.154.083.78

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
91.8%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
294
Ozone days

Frequently Asked Questions

What is the cost of living in Indian Mountain Lake, PA?

Indian Mountain Lake has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Indian Mountain Lake, PA?

The median gross rent in Indian Mountain Lake is $1,247 per month based on 2023 Census data.

What is the average home price in Indian Mountain Lake?

The median home value in Indian Mountain Lake is $205,200 according to 2023 Census ACS data.

What is the median income in Indian Mountain Lake?

The median household income in Indian Mountain Lake is $76,426 per year (2023 ACS 5-year estimates).

What is the sales tax in Indian Mountain Lake, PA?

The combined state and local sales tax rate in Indian Mountain Lake is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Indian Mountain Lake, PA affordable?

Yes, Indian Mountain Lake is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

What is the weather like in Indian Mountain Lake?

Indian Mountain Lake has average high temperatures of 54.8°F and average lows of 36.9°F. Annual precipitation is 50.2". Data from NOAA 1991–2020 Climate Normals.

Indian Mountain Lake at a Glance

Population
4,399
Median Income
$76,426
Home Value
$205,200
Median Rent
$1,247/mo
Unemployment
6.0%
Avg High Temp
54.8°F
Sales Tax
6.3%
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🗺️ County data for Pennsylvania

Explore county-level cost of living data

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