Cost of Living in Hopkinton, RI

Population 8,421 · Rhode Island · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hopkinton is a smaller Rhode Island community of around 8000 residents, where median household incomes of $97,576 and housing costs ($345,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 30 miles southwest of Providence, Hopkinton falls within that metro's commuting orbit. Housing prices track closely with Providence's $323,000 median.

Cost Overview

Housing 113
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hopkinton

The median home value in Hopkinton is $344,700 — 13% above the national median of $305,000. Median rent runs $1,211/month, 8% lower than the national median of $1,314/month. The median household income of $97,576/year is 31% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. The climate averages highs of 58.9°F and lows of 40.1°F. Overall, Hopkinton has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$344,700
13% above avg
Median Rent
$1,211/mo
8% below avg
Price-to-Rent Ratio
23.7x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,284
1 BR
$1,292
2 BR
$1,576
3 BR
$1,970
4 BR
$2,459
Owner-occupied 77.3%
Renter-occupied 22.7%

💰 Estimated Monthly Budget

Rent median rent
$1,211
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,825/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.4%

Commute Mode

Drove alone
85.3%
Carpooled
3.5%
Public transit
0.3%
Walked
1.3%
Work from home
9.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$97,576
31% above avg
Per Capita Income
$45,865
Unemployment Rate
4.1%
14% below avg
Poverty Rate
5.9%
Labor Force Participation
58.1%

🎓 Education

Bachelor's degree+ 21.5%
Graduate degree 8.7%

👥 Demographics

Median Age 48.1
Male median age 45.2
Female median age 49.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.9°F
Avg Low
40.1°F
Annual Precip
51.3"
20° 35° 50° 65° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 383946566674807972625243
Low °F 202128364656626053423326
Precip" 4.153.875.734.513.503.903.094.104.304.594.395.14

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
80.8%
Good air days/yr
140
Max AQI recorded
189
PM2.5 days
166
Ozone days

Frequently Asked Questions

What is the cost of living in Hopkinton, RI?

Hopkinton has a cost index of 105 (100 = national average). It is 5% above the national average.

What is average rent in Hopkinton, RI?

The median gross rent in Hopkinton is $1,211 per month based on 2023 Census data.

What is the average home price in Hopkinton?

The median home value in Hopkinton is $344,700 according to 2023 Census ACS data.

What is the median income in Hopkinton?

The median household income in Hopkinton is $97,576 per year (2023 ACS 5-year estimates).

What is the sales tax in Hopkinton, RI?

The combined state and local sales tax rate in Hopkinton is 7.0%. The Rhode Island state income tax top rate is 6.0%.

Is Hopkinton, RI affordable?

Hopkinton is near the national average in terms of cost of living, with an index of 105 (100 = US average).

What is the weather like in Hopkinton?

Hopkinton has average high temperatures of 58.9°F and average lows of 40.1°F. Annual precipitation is 51.3". Data from NOAA 1991–2020 Climate Normals.

Hopkinton at a Glance

Population
8,421
Median Income
$97,576
Home Value
$344,700
Median Rent
$1,211/mo
Unemployment
4.1%
Avg High Temp
58.9°F
Sales Tax
7.0%
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🗺️ County data for Rhode Island

Explore county-level cost of living data

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