Cost of Living in Chester, SC

Population 5,241 · South Carolina · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $41,231, median household incomes in Chester land roughly 45% below the US median, a gap that tends to persist across local labor-market indicators. At 11.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 40 miles southwest of Charlotte, Chester falls within that metro's commuting orbit. Median home values run roughly 70% lower than Charlotte's $352,000.

Cost Overview

Housing 35
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chester

The median home value in Chester is $106,400 — 65% below the national median of $305,000. Median rent runs $905/month, 31% lower than the national median of $1,314/month. The median household income of $41,231/year is 45% lower than the US median of $74,580. The local unemployment rate is 11.6%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 72.3°F and lows of 49.7°F. Overall, Chester has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$106,400
65% below avg
Zillow Home Value
$754,348
Zillow ZHVI
Median Rent
$905/mo
31% below avg
Price-to-Rent Ratio
9.8x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 54.4%
Renter-occupied 45.6%

💰 Estimated Monthly Budget

Rent median rent
$905
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,519/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.1 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.2%

Commute Mode

Drove alone
81.5%
Carpooled
12.9%
Public transit
0.8%
Walked
1.4%
Work from home
2.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$41,231
45% below avg
Per Capita Income
$20,708
Unemployment Rate
11.6%
141% above avg
Poverty Rate
25.0%
Labor Force Participation
54.9%

🎓 Education

Bachelor's degree+ 10.5%
Graduate degree 2.6%

👥 Demographics

Median Age 37.3
Male median age 33.7
Female median age 42.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.3°F
Avg Low
49.7°F
Annual Precip
42.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525764748087908983736355
Low °F 313440485766696862493933
Precip" 3.473.153.783.553.163.974.023.983.423.013.253.62

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
13:1
Student-teacher ratio
12
Public schools
5,107
Total enrollment

Frequently Asked Questions

What is the cost of living in Chester, SC?

Chester has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Chester, SC?

The median gross rent in Chester is $905 per month based on 2023 Census data.

What is the average home price in Chester?

The median home value in Chester is $106,400 according to Zillow and Census data.

What is the median income in Chester?

The median household income in Chester is $41,231 per year (2023 ACS 5-year estimates).

What is the sales tax in Chester, SC?

The combined state and local sales tax rate in Chester is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Chester, SC affordable?

Yes, Chester is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

What is the weather like in Chester?

Chester has average high temperatures of 72.3°F and average lows of 49.7°F. Annual precipitation is 42.4". Data from NOAA 1991–2020 Climate Normals.

Chester at a Glance

Population
5,241
Median Income
$41,231
Home Value
$106,400
Median Rent
$905/mo
Unemployment
11.6%
Avg High Temp
72.3°F
Sales Tax
7.5%
View all cities in South Carolina →
🗺️ County data for South Carolina

Explore county-level cost of living data

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