Cost of Living in Isle of Palms, SC

Population 4,350 · South Carolina · Data vintage 2023

333
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Isle of Palms run well above the national baseline, with a median of $1.2 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $148,029 place the city among the better-paid South Carolina metros. The labor market has been unusually tight, with unemployment around 1.5% — below most comparable cities in the state.

Geographically, Isle of Palms sits roughly 13 miles east of Charleston. Median home values run roughly 154% higher than Charleston's $469,000.

Cost Overview

Housing 391
Rent 246

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Isle of Palms

The median home value in Isle of Palms is $1,192,200 — 291% above the national median of $305,000. Median rent runs $3,236/month, 146% higher than the national median of $1,314/month. The median household income of $148,029/year is 98% higher than the US median of $74,580. The local unemployment rate is 1.5%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 73.3°F and lows of 61.1°F. Overall, Isle of Palms has a cost of living index of 333 versus the US average of 100, meaning it is 233% more expensive.

🏠 Housing

Median Home Value
$1,192,200
291% above avg
Zillow Home Value
$923,271
Zillow ZHVI
Median Rent
$3,236/mo
146% above avg
Price-to-Rent Ratio
30.7x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 90.7%
Renter-occupied 9.3%

💰 Estimated Monthly Budget

Rent median rent
$3,236
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,850/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.9 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.5%

Commute Mode

Drove alone
62.5%
Carpooled
7.6%
Public transit
0.5%
Walked
0.6%
Bicycle
1.4%
Work from home
26.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$148,029
98% above avg
Per Capita Income
$119,415
Unemployment Rate
1.5%
69% below avg
Poverty Rate
1.8%
Labor Force Participation
49.7%

🎓 Education

Bachelor's degree+ 33.0%
Graduate degree 36.7%

👥 Demographics

Median Age 54.2
Male median age 54.2
Female median age 53.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.3°F
Avg Low
61.1°F
Annual Precip
44.3"
40° 53° 65° 78° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 586066727984888683766761
Low °F 444652606874777773635347
Precip" 2.562.563.032.962.584.855.086.115.254.072.302.91

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
58.1%
Good air days/yr
93
Max AQI recorded
295
PM2.5 days
68
Ozone days

Frequently Asked Questions

What is the cost of living in Isle of Palms, SC?

Isle of Palms has a cost index of 333 (100 = national average). It is 233% above the national average.

What is average rent in Isle of Palms, SC?

The median gross rent in Isle of Palms is $3,236 per month based on 2023 Census data.

What is the average home price in Isle of Palms?

The median home value in Isle of Palms is $1,192,200 according to Zillow and Census data.

What is the median income in Isle of Palms?

The median household income in Isle of Palms is $148,029 per year (2023 ACS 5-year estimates).

What is the sales tax in Isle of Palms, SC?

The combined state and local sales tax rate in Isle of Palms is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Isle of Palms, SC affordable?

Isle of Palms is above average in cost of living, with an index of 333 — about 233% higher than the national average.

What is the weather like in Isle of Palms?

Isle of Palms has average high temperatures of 73.3°F and average lows of 61.1°F. Annual precipitation is 44.3". Data from NOAA 1991–2020 Climate Normals.

Isle of Palms at a Glance

Population
4,350
Median Income
$148,029
Home Value
$1,192,200
Median Rent
$3,236/mo
Unemployment
1.5%
Avg High Temp
73.3°F
Sales Tax
7.5%
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