Cost of Living in James Island, SC

Population 11,738 · South Carolina · Data vintage 2023

133
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

James Island is a smaller South Carolina community of around 12000 residents, where median household incomes of $100,176 and housing costs ($454,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.4% — below most comparable cities in the state.

James Island sits roughly 7 miles south of Charleston — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Charleston's $469,000 median.

Cost Overview

Housing 149
Rent 110

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in James Island

The median home value in James Island is $454,200 — 49% above the national median of $305,000. Median rent runs $1,443/month, 10% higher than the national median of $1,314/month. The median household income of $100,176/year is 34% higher than the US median of $74,580. The local unemployment rate is 1.4%, below the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 73.3°F and lows of 61.1°F. Overall, James Island has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.

🏠 Housing

Median Home Value
$454,200
49% above avg
Median Rent
$1,443/mo
10% above avg
Price-to-Rent Ratio
26.2x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 85.9%
Renter-occupied 14.1%

💰 Estimated Monthly Budget

Rent median rent
$1,443
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,057/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.1%

Commute Mode

Drove alone
73.3%
Carpooled
7.2%
Public transit
0.3%
Walked
1.5%
Bicycle
0.2%
Work from home
15.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$100,176
34% above avg
Per Capita Income
$44,971
Unemployment Rate
1.4%
72% below avg
Poverty Rate
5.4%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 32.1%
Graduate degree 15.9%

👥 Demographics

Median Age 41.3
Male median age 41.1
Female median age 41.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.3°F
Avg Low
61.1°F
Annual Precip
44.3"
40° 53° 65° 78° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 586066727984888683766761
Low °F 444652606874777773635347
Precip" 2.562.563.032.962.584.855.086.115.254.072.302.91

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
58.1%
Good air days/yr
93
Max AQI recorded
295
PM2.5 days
68
Ozone days

Frequently Asked Questions

What is the cost of living in James Island, SC?

James Island has a cost index of 133 (100 = national average). It is 33% above the national average.

What is average rent in James Island, SC?

The median gross rent in James Island is $1,443 per month based on 2023 Census data.

What is the average home price in James Island?

The median home value in James Island is $454,200 according to 2023 Census ACS data.

What is the median income in James Island?

The median household income in James Island is $100,176 per year (2023 ACS 5-year estimates).

What is the sales tax in James Island, SC?

The combined state and local sales tax rate in James Island is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is James Island, SC affordable?

James Island is above average in cost of living, with an index of 133 — about 33% higher than the national average.

What is the weather like in James Island?

James Island has average high temperatures of 73.3°F and average lows of 61.1°F. Annual precipitation is 44.3". Data from NOAA 1991–2020 Climate Normals.

James Island at a Glance

Population
11,738
Median Income
$100,176
Home Value
$454,200
Median Rent
$1,443/mo
Unemployment
1.4%
Avg High Temp
73.3°F
Sales Tax
7.5%
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🗺️ County data for South Carolina

Explore county-level cost of living data

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