Cost of Living in Seven Oaks, SC

Population 15,990 · South Carolina · Data vintage 2023

75
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Seven Oaks can reasonably expect a home to cost less than three years of household income — $196,000 against $64,003 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Geographically, Seven Oaks sits roughly 13 miles west of Columbia. Median home values run roughly 20% lower than Columbia's $244,000.

Cost Overview

Housing 64
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seven Oaks

The median home value in Seven Oaks is $195,900 — 36% below the national median of $305,000. Median rent runs $1,185/month, 10% lower than the national median of $1,314/month. The median household income of $64,003/year is 14% lower than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 75.6°F and lows of 52.9°F, with about 1.2" of annual snowfall. Overall, Seven Oaks has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.

🏠 Housing

Median Home Value
$195,900
36% below avg
Median Rent
$1,185/mo
10% below avg
Price-to-Rent Ratio
13.8x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 63.9%
Renter-occupied 36.1%

💰 Estimated Monthly Budget

Rent median rent
$1,185
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,799/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
74.4%
Carpooled
15.1%
Walked
0.7%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$64,003
14% below avg
Per Capita Income
$33,156
Unemployment Rate
4.8%
1% above avg
Poverty Rate
9.8%
Labor Force Participation
63.7%

🎓 Education

Bachelor's degree+ 26.7%
Graduate degree 15.0%

👥 Demographics

Median Age 39.4
Male median age 39.2
Female median age 39.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
75.6°F
Avg Low
52.9°F
Annual Precip
45.2"
Annual Snowfall
1.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576168778490939186776659
Low °F 353744526169727165534237
Precip" 3.493.393.572.833.494.975.354.653.913.132.763.70
Snow" 0.60.40.10.00.00.00.00.00.00.00.00.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
64.4%
Good air days/yr
77
Max AQI recorded
140
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Seven Oaks, SC?

Seven Oaks has a cost index of 75 (100 = national average). It is 25% below the national average.

What is average rent in Seven Oaks, SC?

The median gross rent in Seven Oaks is $1,185 per month based on 2023 Census data.

What is the average home price in Seven Oaks?

The median home value in Seven Oaks is $195,900 according to 2023 Census ACS data.

What is the median income in Seven Oaks?

The median household income in Seven Oaks is $64,003 per year (2023 ACS 5-year estimates).

What is the sales tax in Seven Oaks, SC?

The combined state and local sales tax rate in Seven Oaks is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Seven Oaks, SC affordable?

Yes, Seven Oaks is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.

What is the weather like in Seven Oaks?

Seven Oaks has average high temperatures of 75.6°F and average lows of 52.9°F. Annual precipitation is 45.2". Average annual snowfall is 1.2". Data from NOAA 1991–2020 Climate Normals.

Seven Oaks at a Glance

Population
15,990
Median Income
$64,003
Home Value
$195,900
Median Rent
$1,185/mo
Unemployment
4.8%
Avg High Temp
75.6°F
Sales Tax
7.5%
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