Cost of Living in Camden, TN

Population 3,664 · Tennessee · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Camden a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $124,000.

Located 55 miles southwest of Clarksville, Camden is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 48% lower than Clarksville's $236,000.

Cost Overview

Housing 41
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Camden

The median home value in Camden is $123,600 — 59% below the national median of $305,000. Median rent runs $820/month, 38% lower than the national median of $1,314/month. The median household income of $48,700/year is 35% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 69.1°F and lows of 47.7°F. Overall, Camden has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$123,600
59% below avg
Zillow Home Value
$184,263
Zillow ZHVI
Median Rent
$820/mo
38% below avg
Price-to-Rent Ratio
12.6x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 63.2%
Renter-occupied 36.8%

💰 Estimated Monthly Budget

Rent median rent
$820
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,434/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.4 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.2%

Commute Mode

Drove alone
85.4%
Carpooled
5.2%
Work from home
3.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$48,700
35% below avg
Per Capita Income
$26,213
Unemployment Rate
3.4%
30% below avg
Poverty Rate
19.5%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 8.9%

👥 Demographics

Median Age 39.5
Male median age 37.5
Female median age 41.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.1°F
Avg Low
47.7°F
Annual Precip
47.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 465160707886898982725949
Low °F 283138475764686659473731
Precip" 3.283.874.324.554.903.653.742.903.474.134.044.36

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.5:1
Student-teacher ratio
8
Public schools
2,142
Total enrollment

Frequently Asked Questions

What is the cost of living in Camden, TN?

Camden has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Camden, TN?

The median gross rent in Camden is $820 per month based on 2023 Census data.

What is the average home price in Camden?

The median home value in Camden is $123,600 according to Zillow and Census data.

What is the median income in Camden?

The median household income in Camden is $48,700 per year (2023 ACS 5-year estimates).

What is the sales tax in Camden, TN?

The combined state and local sales tax rate in Camden is 9.6%. Tennessee has no state income tax.

Is Camden, TN affordable?

Yes, Camden is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Camden?

Camden has average high temperatures of 69.1°F and average lows of 47.7°F. Annual precipitation is 47.2". Data from NOAA 1991–2020 Climate Normals.

Camden at a Glance

Population
3,664
Median Income
$48,700
Home Value
$123,600
Median Rent
$820/mo
Unemployment
3.4%
Avg High Temp
69.1°F
Sales Tax
9.6%
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Explore county-level cost of living data

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