Cost of Living in Centerville, TN

Population 3,543 · Tennessee · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Centerville sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Centerville is about 45 miles southwest of Nashville-Davidson, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 46% lower than Nashville-Davidson's $383,000.

Cost Overview

Housing 67
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Centerville

The median home value in Centerville is $205,100 — 33% below the national median of $305,000. Median rent runs $849/month, 35% lower than the national median of $1,314/month. The median household income of $51,250/year is 31% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.6°F and lows of 50.1°F, with about 4.7" of annual snowfall. Overall, Centerville has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$205,100
33% below avg
Zillow Home Value
$394,009
Zillow ZHVI
Median Rent
$849/mo
35% below avg
Price-to-Rent Ratio
20.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 62.6%
Renter-occupied 37.4%

💰 Estimated Monthly Budget

Rent median rent
$849
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,463/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.1 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.9%

Commute Mode

Drove alone
80.4%
Carpooled
8.9%
Walked
2.8%
Work from home
7.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$51,250
31% below avg
Per Capita Income
$25,886
Unemployment Rate
3.5%
27% below avg
Poverty Rate
12.8%
Labor Force Participation
46.6%

🎓 Education

Bachelor's degree+ 5.5%
Graduate degree 4.6%

👥 Demographics

Median Age 48
Male median age 46.5
Female median age 48.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.6°F
Avg Low
50.1°F
Annual Precip
50.5"
Annual Snowfall
4.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495463738088919084746152
Low °F 303340495866716962503933
Precip" 4.024.474.524.725.024.364.163.793.803.363.864.43
Snow" 2.01.50.70.00.00.00.00.00.00.00.10.4

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
15.3:1
Student-teacher ratio
8
Public schools
3,392
Total enrollment

Frequently Asked Questions

What is the cost of living in Centerville, TN?

Centerville has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Centerville, TN?

The median gross rent in Centerville is $849 per month based on 2023 Census data.

What is the average home price in Centerville?

The median home value in Centerville is $205,100 according to Zillow and Census data.

What is the median income in Centerville?

The median household income in Centerville is $51,250 per year (2023 ACS 5-year estimates).

What is the sales tax in Centerville, TN?

The combined state and local sales tax rate in Centerville is 9.6%. Tennessee has no state income tax.

Is Centerville, TN affordable?

Yes, Centerville is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in Centerville?

Centerville has average high temperatures of 71.6°F and average lows of 50.1°F. Annual precipitation is 50.5". Average annual snowfall is 4.7". Data from NOAA 1991–2020 Climate Normals.

Centerville at a Glance

Population
3,543
Median Income
$51,250
Home Value
$205,100
Median Rent
$849/mo
Unemployment
3.5%
Avg High Temp
71.6°F
Sales Tax
9.6%
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Explore county-level cost of living data

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