Cost of Living in Oneida, TN
Population 3,793 · Tennessee · Data vintage 2023
(100 = US avg)
Oneida's median household income of $43,506 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (25% here).
Located 50 miles northwest of Knoxville, Oneida falls within that metro's commuting orbit. Median home values run roughly 23% lower than Knoxville's $214,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Oneida
The median home value in Oneida is $164,000 — 46% below the national median of $305,000. Median rent runs $806/month, 39% lower than the national median of $1,314/month. The median household income of $43,506/year is 42% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 70.4°F and lows of 49.3°F. Overall, Oneida has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.
Oneida has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 48 | 53 | 62 | 72 | 80 | 86 | 89 | 88 | 83 | 72 | 60 | 51 |
| Low °F | 30 | 33 | 40 | 48 | 57 | 65 | 69 | 68 | 61 | 49 | 38 | 33 |
| Precip" | 5.07 | 5.59 | 5.12 | 5.20 | 4.07 | 4.55 | 5.54 | 3.46 | 3.83 | 3.12 | 4.62 | 5.36 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Oneida, TN?
Oneida has a cost index of 57 (100 = national average). It is 43% below the national average.
What is average rent in Oneida, TN?
The median gross rent in Oneida is $806 per month based on 2023 Census data.
What is the average home price in Oneida?
The median home value in Oneida is $164,000 according to Zillow and Census data.
What is the median income in Oneida?
The median household income in Oneida is $43,506 per year (2023 ACS 5-year estimates).
What is the sales tax in Oneida, TN?
The combined state and local sales tax rate in Oneida is 9.6%. Tennessee has no state income tax.
Is Oneida, TN affordable?
Yes, Oneida is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.
What is the weather like in Oneida?
Oneida has average high temperatures of 70.4°F and average lows of 49.3°F. Annual precipitation is 55.5". Data from NOAA 1991–2020 Climate Normals.
Oneida at a Glance
- Population
- 3,793
- Median Income
- $43,506
- Home Value
- $164,000
- Median Rent
- $806/mo
- Unemployment
- 4.0%
- Avg High Temp
- 70.4°F
- Sales Tax
- 9.6%
Nearby Cities
Explore county-level cost of living data
Tennessee Rankings
Similar Cost Cities
Cities in other states with comparable housing costs