Cost of Living in Crossville, TN

Population 12,265 · Tennessee · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Crossville is a smaller Tennessee community of around 12000 residents, where median household incomes of $50,672 and housing costs ($230,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 8.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 60 miles west of Knoxville, Crossville is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 8% higher than Knoxville's $214,000.

Cost Overview

Housing 76
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Crossville

The median home value in Crossville is $230,300 — 24% below the national median of $305,000. Median rent runs $827/month, 37% lower than the national median of $1,314/month. The median household income of $50,672/year is 32% lower than the US median of $74,580. The local unemployment rate is 8.9%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 65.3°F and lows of 45.4°F. Overall, Crossville has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$230,300
24% below avg
Zillow Home Value
$300,452
Zillow ZHVI
Median Rent
$827/mo
37% below avg
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 54.0%
Renter-occupied 46.0%

💰 Estimated Monthly Budget

Rent median rent
$827
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,441/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
84.0%
Carpooled
7.9%
Public transit
0.3%
Walked
0.9%
Bicycle
0.3%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$50,672
32% below avg
Per Capita Income
$28,198
Unemployment Rate
8.9%
84% above avg
Poverty Rate
19.5%
Labor Force Participation
52.0%

🎓 Education

Bachelor's degree+ 11.0%
Graduate degree 7.4%

👥 Demographics

Median Age 40.8
Male median age 39.6
Female median age 42.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.3°F
Avg Low
45.4°F
Annual Precip
57.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 444856667480838377685647
Low °F 263036445360646357453630
Precip" 4.955.135.445.475.184.935.463.614.143.144.745.34

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16:1
Student-teacher ratio
12
Public schools
7,303
Total enrollment

Frequently Asked Questions

What is the cost of living in Crossville, TN?

Crossville has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Crossville, TN?

The median gross rent in Crossville is $827 per month based on 2023 Census data.

What is the average home price in Crossville?

The median home value in Crossville is $230,300 according to Zillow and Census data.

What is the median income in Crossville?

The median household income in Crossville is $50,672 per year (2023 ACS 5-year estimates).

What is the sales tax in Crossville, TN?

The combined state and local sales tax rate in Crossville is 9.6%. Tennessee has no state income tax.

Is Crossville, TN affordable?

Yes, Crossville is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Crossville?

Crossville has average high temperatures of 65.3°F and average lows of 45.4°F. Annual precipitation is 57.5". Data from NOAA 1991–2020 Climate Normals.

Crossville at a Glance

Population
12,265
Median Income
$50,672
Home Value
$230,300
Median Rent
$827/mo
Unemployment
8.9%
Avg High Temp
65.3°F
Sales Tax
9.6%
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Explore county-level cost of living data

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