Cost of Living in Rockwood, TN

Population 5,510 · Tennessee · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rockwood's median household income of $37,867 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (19% here). Unemployment has stayed elevated relative to the national figure — 8.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Rockwood is about 40 miles west of Knoxville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 38% lower than Knoxville's $214,000.

Cost Overview

Housing 43
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rockwood

The median home value in Rockwood is $132,100 — 57% below the national median of $305,000. Median rent runs $725/month, 45% lower than the national median of $1,314/month. The median household income of $37,867/year is 49% lower than the US median of $74,580. The local unemployment rate is 8.4%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 65.3°F and lows of 45.4°F. Overall, Rockwood has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$132,100
57% below avg
Zillow Home Value
$225,285
Zillow ZHVI
Median Rent
$725/mo
45% below avg
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 55.8%
Renter-occupied 44.3%

💰 Estimated Monthly Budget

Rent median rent
$725
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,339/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.0 min
15% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.6%

Commute Mode

Drove alone
78.3%
Carpooled
3.8%
Walked
3.0%
Work from home
13.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$37,867
49% below avg
Per Capita Income
$30,304
Unemployment Rate
8.4%
75% above avg
Poverty Rate
18.7%
Labor Force Participation
46.2%

🎓 Education

Bachelor's degree+ 4.6%
Graduate degree 6.5%

👥 Demographics

Median Age 41.9
Male median age 38
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.3°F
Avg Low
45.4°F
Annual Precip
57.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 444856667480838377685647
Low °F 263036445360646357453630
Precip" 4.955.135.445.475.184.935.463.614.143.144.745.34

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
72.3%
Good air days/yr
106
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Rockwood, TN?

Rockwood has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Rockwood, TN?

The median gross rent in Rockwood is $725 per month based on 2023 Census data.

What is the average home price in Rockwood?

The median home value in Rockwood is $132,100 according to Zillow and Census data.

What is the median income in Rockwood?

The median household income in Rockwood is $37,867 per year (2023 ACS 5-year estimates).

What is the sales tax in Rockwood, TN?

The combined state and local sales tax rate in Rockwood is 9.6%. Tennessee has no state income tax.

Is Rockwood, TN affordable?

Yes, Rockwood is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

What is the weather like in Rockwood?

Rockwood has average high temperatures of 65.3°F and average lows of 45.4°F. Annual precipitation is 57.5". Data from NOAA 1991–2020 Climate Normals.

Rockwood at a Glance

Population
5,510
Median Income
$37,867
Home Value
$132,100
Median Rent
$725/mo
Unemployment
8.4%
Avg High Temp
65.3°F
Sales Tax
9.6%
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🗺️ County data for Tennessee

Explore county-level cost of living data

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