Cost of Living in Harriman, TN

Population 6,021 · Tennessee · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $42,183, median household incomes in Harriman land roughly 43% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Harriman is about 35 miles west of Knoxville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% lower than Knoxville's $214,000.

Cost Overview

Housing 53
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harriman

The median home value in Harriman is $162,500 — 47% below the national median of $305,000. Median rent runs $737/month, 44% lower than the national median of $1,314/month. The median household income of $42,183/year is 43% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 68.7°F and lows of 48.4°F, with about 4.4" of annual snowfall. Overall, Harriman has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$162,500
47% below avg
Zillow Home Value
$234,506
Zillow ZHVI
Median Rent
$737/mo
44% below avg
Price-to-Rent Ratio
18.4x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 62.0%
Renter-occupied 38.0%

💰 Estimated Monthly Budget

Rent median rent
$737
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,351/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.9 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
89.0%
Carpooled
4.8%
Walked
2.5%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$42,183
43% below avg
Per Capita Income
$25,453
Unemployment Rate
4.1%
15% below avg
Poverty Rate
22.8%
Labor Force Participation
50.1%

🎓 Education

Bachelor's degree+ 11.9%
Graduate degree 4.6%

👥 Demographics

Median Age 40.3
Male median age 36.6
Female median age 45.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.7°F
Avg Low
48.4°F
Annual Precip
59.7"
Annual Snowfall
4.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475161707884878781715949
Low °F 293239475664686761483732
Precip" 5.505.935.555.584.504.765.903.724.133.295.005.84
Snow" 1.81.40.60.00.00.00.00.00.00.00.00.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
72.3%
Good air days/yr
106
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Harriman, TN?

Harriman has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Harriman, TN?

The median gross rent in Harriman is $737 per month based on 2023 Census data.

What is the average home price in Harriman?

The median home value in Harriman is $162,500 according to Zillow and Census data.

What is the median income in Harriman?

The median household income in Harriman is $42,183 per year (2023 ACS 5-year estimates).

What is the sales tax in Harriman, TN?

The combined state and local sales tax rate in Harriman is 9.6%. Tennessee has no state income tax.

Is Harriman, TN affordable?

Yes, Harriman is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

What is the weather like in Harriman?

Harriman has average high temperatures of 68.7°F and average lows of 48.4°F. Annual precipitation is 59.7". Average annual snowfall is 4.4". Data from NOAA 1991–2020 Climate Normals.

Harriman at a Glance

Population
6,021
Median Income
$42,183
Home Value
$162,500
Median Rent
$737/mo
Unemployment
4.1%
Avg High Temp
68.7°F
Sales Tax
9.6%
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