Cost of Living in Sparta, TN

Population 4,915 · Tennessee · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,989, median household incomes in Sparta land roughly 41% below the US median, a gap that tends to persist across local labor-market indicators. Unemployment has stayed elevated relative to the national figure — 6.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Sparta is about 55 miles east of Murfreesboro, the nearest large metro. Median home values run roughly 45% lower than Murfreesboro's $365,000.

Cost Overview

Housing 66
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sparta

The median home value in Sparta is $200,600 — 34% below the national median of $305,000. Median rent runs $745/month, 43% lower than the national median of $1,314/month. The median household income of $43,989/year is 41% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 64.6°F and lows of 44.3°F. Overall, Sparta has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$200,600
34% below avg
Zillow Home Value
$271,819
Zillow ZHVI
Median Rent
$745/mo
43% below avg
Price-to-Rent Ratio
22.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$745
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,359/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.7 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
0.9%

Commute Mode

Drove alone
93.6%
Carpooled
4.8%
Work from home
0.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$43,989
41% below avg
Per Capita Income
$27,685
Unemployment Rate
6.8%
42% above avg
Poverty Rate
14.4%
Labor Force Participation
54.7%

🎓 Education

Bachelor's degree+ 11.3%
Graduate degree 4.0%

👥 Demographics

Median Age 40.7
Male median age 38.8
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.6°F
Avg Low
44.3°F
Annual Precip
59"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 444856657379828277675647
Low °F 262936435260636255433529
Precip" 5.105.765.765.564.845.094.913.894.253.384.625.87

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
15.7:1
Student-teacher ratio
8
Public schools
3,947
Total enrollment

Frequently Asked Questions

What is the cost of living in Sparta, TN?

Sparta has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Sparta, TN?

The median gross rent in Sparta is $745 per month based on 2023 Census data.

What is the average home price in Sparta?

The median home value in Sparta is $200,600 according to Zillow and Census data.

What is the median income in Sparta?

The median household income in Sparta is $43,989 per year (2023 ACS 5-year estimates).

What is the sales tax in Sparta, TN?

The combined state and local sales tax rate in Sparta is 9.6%. Tennessee has no state income tax.

Is Sparta, TN affordable?

Yes, Sparta is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

What is the weather like in Sparta?

Sparta has average high temperatures of 64.6°F and average lows of 44.3°F. Annual precipitation is 59". Data from NOAA 1991–2020 Climate Normals.

Sparta at a Glance

Population
4,915
Median Income
$43,989
Home Value
$200,600
Median Rent
$745/mo
Unemployment
6.8%
Avg High Temp
64.6°F
Sales Tax
9.6%
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🗺️ County data for Tennessee

Explore county-level cost of living data

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