Cost of Living in Soddy-Daisy, TN

Population 13,117 · Tennessee · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Soddy-Daisy sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Soddy-Daisy sits roughly 14 miles north of Chattanooga — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Chattanooga's $259,000 median.

Cost Overview

Housing 79
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Soddy-Daisy

The median home value in Soddy-Daisy is $241,400 — 21% below the national median of $305,000. Median rent runs $996/month, 24% lower than the national median of $1,314/month. The median household income of $67,824/year is 9% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Soddy-Daisy has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$241,400
21% below avg
Zillow Home Value
$350,508
Zillow ZHVI
Median Rent
$996/mo
24% below avg
Zillow Rent
$1,463/mo
Zillow ZORI
Price-to-Rent Ratio
20.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 71.6%
Renter-occupied 28.4%

💰 Estimated Monthly Budget

Rent median rent
$996
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,610/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.7 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.4%

Commute Mode

Drove alone
77.0%
Carpooled
11.4%
Walked
0.3%
Bicycle
0.4%
Work from home
10.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$67,824
9% below avg
Per Capita Income
$34,131
Unemployment Rate
5.1%
6% above avg
Poverty Rate
8.8%
Labor Force Participation
57.8%

🎓 Education

Bachelor's degree+ 16.0%
Graduate degree 5.7%

👥 Demographics

Median Age 46
Male median age 46.2
Female median age 45.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
51.5°F
Annual Precip
55"
Annual Snowfall
3.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664748188919084746253
Low °F 323642505967717064514035
Precip" 5.025.035.344.873.944.185.083.674.233.594.805.25
Snow" 1.01.21.10.00.00.00.00.00.00.00.00.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.9%
Good air days/yr
137
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Soddy-Daisy, TN?

Soddy-Daisy has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Soddy-Daisy, TN?

The median gross rent in Soddy-Daisy is $996 per month based on 2023 Census data.

What is the average home price in Soddy-Daisy?

The median home value in Soddy-Daisy is $241,400 according to Zillow and Census data.

What is the median income in Soddy-Daisy?

The median household income in Soddy-Daisy is $67,824 per year (2023 ACS 5-year estimates).

What is the sales tax in Soddy-Daisy, TN?

The combined state and local sales tax rate in Soddy-Daisy is 9.6%. Tennessee has no state income tax.

Is Soddy-Daisy, TN affordable?

Yes, Soddy-Daisy is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

What is the weather like in Soddy-Daisy?

Soddy-Daisy has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.

Soddy-Daisy at a Glance

Population
13,117
Median Income
$67,824
Home Value
$241,400
Median Rent
$996/mo
Unemployment
5.1%
Avg High Temp
72.2°F
Sales Tax
9.6%
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