Cost of Living in Red Bank, TN

Population 11,960 · Tennessee · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Red Bank is a smaller Tennessee community of around 12000 residents, where median household incomes of $61,788 and housing costs ($246,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located <5 miles northwest of Chattanooga, Red Bank falls within that metro's commuting orbit. Housing prices track closely with Chattanooga's $259,000 median.

Cost Overview

Housing 81
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Red Bank

The median home value in Red Bank is $246,100 — 19% below the national median of $305,000. Median rent runs $1,118/month, 15% lower than the national median of $1,314/month. The median household income of $61,788/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Red Bank has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$246,100
19% below avg
Zillow Home Value
$303,270
Zillow ZHVI
Median Rent
$1,118/mo
15% below avg
Zillow Rent
$1,253/mo
Zillow ZORI
Price-to-Rent Ratio
18.3x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 58.7%
Renter-occupied 41.3%

💰 Estimated Monthly Budget

Rent median rent
$1,118
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,732/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.7 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.9%

Commute Mode

Drove alone
77.0%
Carpooled
9.9%
Walked
0.2%
Bicycle
1.0%
Work from home
11.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$61,788
17% below avg
Per Capita Income
$42,766
Unemployment Rate
3.6%
25% below avg
Poverty Rate
12.9%
Labor Force Participation
73.8%

🎓 Education

Bachelor's degree+ 28.1%
Graduate degree 15.3%

👥 Demographics

Median Age 37.8
Male median age 38.3
Female median age 37.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
51.5°F
Annual Precip
55"
Annual Snowfall
3.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664748188919084746253
Low °F 323642505967717064514035
Precip" 5.025.035.344.873.944.185.083.674.233.594.805.25
Snow" 1.01.21.10.00.00.00.00.00.00.00.00.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.9%
Good air days/yr
137
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Red Bank, TN?

Red Bank has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Red Bank, TN?

The median gross rent in Red Bank is $1,118 per month based on 2023 Census data.

What is the average home price in Red Bank?

The median home value in Red Bank is $246,100 according to Zillow and Census data.

What is the median income in Red Bank?

The median household income in Red Bank is $61,788 per year (2023 ACS 5-year estimates).

What is the sales tax in Red Bank, TN?

The combined state and local sales tax rate in Red Bank is 9.6%. Tennessee has no state income tax.

Is Red Bank, TN affordable?

Yes, Red Bank is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

What is the weather like in Red Bank?

Red Bank has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.

Red Bank at a Glance

Population
11,960
Median Income
$61,788
Home Value
$246,100
Median Rent
$1,118/mo
Unemployment
3.6%
Avg High Temp
72.2°F
Sales Tax
9.6%
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