Cost of Living in Harrison, TN

Population 8,446 · Tennessee · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Harrison sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 1.2% points to a labor market well on the tight side of the national distribution.

Geographically, Harrison sits roughly 7 miles northeast of Chattanooga. Housing prices track closely with Chattanooga's $259,000 median.

Cost Overview

Housing 83
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harrison

The median home value in Harrison is $254,600 — 17% below the national median of $305,000. Median rent runs $1,232/month, 6% lower than the national median of $1,314/month. The median household income of $89,753/year is 20% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Harrison has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$254,600
17% below avg
Zillow Home Value
$335,007
Zillow ZHVI
Median Rent
$1,232/mo
6% below avg
Price-to-Rent Ratio
17.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 74.4%
Renter-occupied 25.6%

💰 Estimated Monthly Budget

Rent median rent
$1,232
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,846/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.9 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.2%

Commute Mode

Drove alone
77.3%
Carpooled
9.8%
Work from home
11.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$89,753
20% above avg
Per Capita Income
$43,125
Unemployment Rate
1.2%
74% below avg
Poverty Rate
4.3%
Labor Force Participation
70.8%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 14.7%

👥 Demographics

Median Age 44.3
Male median age 40.9
Female median age 46.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
51.5°F
Annual Precip
55"
Annual Snowfall
3.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664748188919084746253
Low °F 323642505967717064514035
Precip" 5.025.035.344.873.944.185.083.674.233.594.805.25
Snow" 1.01.21.10.00.00.00.00.00.00.00.00.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.9%
Good air days/yr
137
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Harrison, TN?

Harrison has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Harrison, TN?

The median gross rent in Harrison is $1,232 per month based on 2023 Census data.

What is the average home price in Harrison?

The median home value in Harrison is $254,600 according to Zillow and Census data.

What is the median income in Harrison?

The median household income in Harrison is $89,753 per year (2023 ACS 5-year estimates).

What is the sales tax in Harrison, TN?

The combined state and local sales tax rate in Harrison is 9.6%. Tennessee has no state income tax.

Is Harrison, TN affordable?

Yes, Harrison is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Harrison?

Harrison has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.

Harrison at a Glance

Population
8,446
Median Income
$89,753
Home Value
$254,600
Median Rent
$1,232/mo
Unemployment
1.2%
Avg High Temp
72.2°F
Sales Tax
9.6%
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Explore county-level cost of living data

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