Cost of Living in Middle Valley, TN
Population 11,808 · Tennessee · Data vintage 2023
(100 = US avg)
Middle Valley is a smaller Tennessee community of around 12000 residents, where median household incomes of $93,264 and housing costs ($277,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Middle Valley sits roughly 9 miles north of Chattanooga — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Chattanooga's $259,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Middle Valley
The median home value in Middle Valley is $277,400 — 9% below the national median of $305,000. Median rent runs $1,255/month, 4% lower than the national median of $1,314/month. The median household income of $93,264/year is 25% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Middle Valley has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 51 | 56 | 64 | 74 | 81 | 88 | 91 | 90 | 84 | 74 | 62 | 53 |
| Low °F | 32 | 36 | 42 | 50 | 59 | 67 | 71 | 70 | 64 | 51 | 40 | 35 |
| Precip" | 5.02 | 5.03 | 5.34 | 4.87 | 3.94 | 4.18 | 5.08 | 3.67 | 4.23 | 3.59 | 4.80 | 5.25 |
| Snow" | 1.0 | 1.2 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Middle Valley, TN?
Middle Valley has a cost index of 93 (100 = national average). It is 7% below the national average.
What is average rent in Middle Valley, TN?
The median gross rent in Middle Valley is $1,255 per month based on 2023 Census data.
What is the average home price in Middle Valley?
The median home value in Middle Valley is $277,400 according to 2023 Census ACS data.
What is the median income in Middle Valley?
The median household income in Middle Valley is $93,264 per year (2023 ACS 5-year estimates).
What is the sales tax in Middle Valley, TN?
The combined state and local sales tax rate in Middle Valley is 9.6%. Tennessee has no state income tax.
Is Middle Valley, TN affordable?
Middle Valley is near the national average in terms of cost of living, with an index of 93 (100 = US average).
What is the weather like in Middle Valley?
Middle Valley has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.
Middle Valley at a Glance
- Population
- 11,808
- Median Income
- $93,264
- Home Value
- $277,400
- Median Rent
- $1,255/mo
- Unemployment
- 3.6%
- Avg High Temp
- 72.2°F
- Sales Tax
- 9.6%
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