Cost of Living in McMinnville, TN
Population 13,765 · Tennessee · Data vintage 2023
(100 = US avg)
McMinnville's median household income of $43,348 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (19% here).
McMinnville is about 40 miles east of Murfreesboro, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 60% lower than Murfreesboro's $365,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in McMinnville
The median home value in McMinnville is $147,200 — 52% below the national median of $305,000. Median rent runs $756/month, 42% lower than the national median of $1,314/month. The median household income of $43,348/year is 42% lower than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 64.6°F and lows of 44.3°F. Overall, McMinnville has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 44 | 48 | 56 | 65 | 73 | 79 | 82 | 82 | 77 | 67 | 56 | 47 |
| Low °F | 26 | 29 | 36 | 43 | 52 | 60 | 63 | 62 | 55 | 43 | 35 | 29 |
| Precip" | 5.10 | 5.76 | 5.76 | 5.56 | 4.84 | 5.09 | 4.91 | 3.89 | 4.25 | 3.38 | 4.62 | 5.87 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in McMinnville, TN?
McMinnville has a cost index of 52 (100 = national average). It is 48% below the national average.
What is average rent in McMinnville, TN?
The median gross rent in McMinnville is $756 per month based on 2023 Census data.
What is the average home price in McMinnville?
The median home value in McMinnville is $147,200 according to Zillow and Census data.
What is the median income in McMinnville?
The median household income in McMinnville is $43,348 per year (2023 ACS 5-year estimates).
What is the sales tax in McMinnville, TN?
The combined state and local sales tax rate in McMinnville is 9.6%. Tennessee has no state income tax.
Is McMinnville, TN affordable?
Yes, McMinnville is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.
What is the weather like in McMinnville?
McMinnville has average high temperatures of 64.6°F and average lows of 44.3°F. Annual precipitation is 59". Data from NOAA 1991–2020 Climate Normals.
McMinnville at a Glance
- Population
- 13,765
- Median Income
- $43,348
- Home Value
- $147,200
- Median Rent
- $756/mo
- Unemployment
- 4.8%
- Avg High Temp
- 64.6°F
- Sales Tax
- 9.6%
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Explore county-level cost of living data
Tennessee Rankings
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