Cost of Living in Park City, TN

Population 3,268 · Tennessee · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Park City offers a notably favorable income-to-housing ratio for its region. The typical home — $174,000 — costs less than 1.8 times median household income of $94,716, a threshold many coastal markets passed a decade ago.

Located 25 miles north of Huntsville, Park City falls within that metro's commuting orbit. Median home values run roughly 34% lower than Huntsville's $263,000.

Cost Overview

Housing 57
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Park City

The median home value in Park City is $174,100 — 43% below the national median of $305,000. Median rent runs $757/month, 42% lower than the national median of $1,314/month. The median household income of $94,716/year is 27% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Park City has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$174,100
43% below avg
Median Rent
$757/mo
42% below avg
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 86.3%
Renter-occupied 13.7%

💰 Estimated Monthly Budget

Rent median rent
$757
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,371/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.6 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
79.8%
Carpooled
14.3%
Public transit
1.0%
Walked
0.8%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$94,716
27% above avg
Per Capita Income
$39,858
Unemployment Rate
3.4%
29% below avg
Poverty Rate
3.9%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 5.7%

👥 Demographics

Median Age 43
Male median age 39.7
Female median age 43.4

Frequently Asked Questions

What is the cost of living in Park City, TN?

Park City has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Park City, TN?

The median gross rent in Park City is $757 per month based on 2023 Census data.

What is the average home price in Park City?

The median home value in Park City is $174,100 according to 2023 Census ACS data.

What is the median income in Park City?

The median household income in Park City is $94,716 per year (2023 ACS 5-year estimates).

What is the sales tax in Park City, TN?

The combined state and local sales tax rate in Park City is 9.6%. Tennessee has no state income tax.

Is Park City, TN affordable?

Yes, Park City is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.