Cost of Living in Elsa, TX

Population 5,688 · Texas · Data vintage 2023

38
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Elsa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $91,000. The labor market has been unusually tight, with unemployment around 0.4% — below most comparable cities in the state.

Located 11 miles east of Edinburg, Elsa falls within that metro's commuting orbit. Median home values run roughly 48% lower than Edinburg's $175,000.

Cost Overview

Housing 30
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Elsa

The median home value in Elsa is $90,600 — 70% below the national median of $305,000. Median rent runs $676/month, 49% lower than the national median of $1,314/month. The median household income of $55,519/year is 26% lower than the US median of $74,580. The local unemployment rate is 0.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 86.2°F and lows of 63.6°F. Overall, Elsa has a cost of living index of 38 versus the US average of 100, meaning it is 62% less expensive.

🏠 Housing

Median Home Value
$90,600
70% below avg
Zillow Home Value
$625,019
Zillow ZHVI
Median Rent
$676/mo
49% below avg
Price-to-Rent Ratio
11.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 75.9%
Renter-occupied 24.1%

💰 Estimated Monthly Budget

Rent median rent
$676
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,290/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.3 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.4%

Commute Mode

Drove alone
83.2%
Carpooled
5.1%
Work from home
6.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$55,519
26% below avg
Per Capita Income
$24,698
Unemployment Rate
0.4%
92% below avg
Poverty Rate
18.8%
Labor Force Participation
60.2%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 3.6%

👥 Demographics

Median Age 31.2
Male median age 32.1
Female median age 29.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
86.2°F
Avg Low
63.6°F
Annual Precip
23.6"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 727681879396989894888073
Low °F 495359647174757672645650
Precip" 1.001.250.861.372.533.401.961.854.672.481.151.11

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
57.7%
Good air days/yr
95
Max AQI recorded
338
PM2.5 days
19
Ozone days

Frequently Asked Questions

What is the cost of living in Elsa, TX?

Elsa has a cost index of 38 (100 = national average). It is 62% below the national average.

What is average rent in Elsa, TX?

The median gross rent in Elsa is $676 per month based on 2023 Census data.

What is the average home price in Elsa?

The median home value in Elsa is $90,600 according to Zillow and Census data.

What is the median income in Elsa?

The median household income in Elsa is $55,519 per year (2023 ACS 5-year estimates).

What is the sales tax in Elsa, TX?

The combined state and local sales tax rate in Elsa is 8.2%. Texas has no state income tax.

Is Elsa, TX affordable?

Yes, Elsa is generally considered affordable, with a cost of living index of 38 — about 62% below the US national average of 100.

What is the weather like in Elsa?

Elsa has average high temperatures of 86.2°F and average lows of 63.6°F. Annual precipitation is 23.6". Data from NOAA 1991–2020 Climate Normals.

Elsa at a Glance

Population
5,688
Median Income
$55,519
Home Value
$90,600
Median Rent
$676/mo
Unemployment
0.4%
Avg High Temp
86.2°F
Sales Tax
8.2%
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🗺️ County data for Texas

Explore county-level cost of living data

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