Cost of Living in Gilmer, TX
Population 4,955 · Texas · Data vintage 2023
(100 = US avg)
At $41,279, median household incomes in Gilmer land roughly 45% below the US median, a gap that tends to persist across local labor-market indicators. Around 23% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 35 miles northeast of Tyler, Gilmer falls within that metro's commuting orbit. Median home values run roughly 26% lower than Tyler's $216,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Gilmer
The median home value in Gilmer is $160,700 — 47% below the national median of $305,000. Median rent runs $993/month, 24% lower than the national median of $1,314/month. The median household income of $41,279/year is 45% lower than the US median of $74,580. The local unemployment rate is 9.2%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.2°F and lows of 55.2°F. Overall, Gilmer has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.
Gilmer has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 58 | 62 | 70 | 77 | 84 | 91 | 94 | 95 | 89 | 79 | 68 | 60 |
| Low °F | 37 | 40 | 47 | 54 | 63 | 70 | 74 | 73 | 66 | 55 | 45 | 39 |
| Precip" | 3.62 | 3.80 | 4.45 | 3.89 | 4.77 | 4.22 | 2.46 | 2.64 | 3.19 | 3.95 | 3.80 | 4.52 |
Frequently Asked Questions
What is the cost of living in Gilmer, TX?
Gilmer has a cost index of 62 (100 = national average). It is 38% below the national average.
What is average rent in Gilmer, TX?
The median gross rent in Gilmer is $993 per month based on 2023 Census data.
What is the average home price in Gilmer?
The median home value in Gilmer is $160,700 according to Zillow and Census data.
What is the median income in Gilmer?
The median household income in Gilmer is $41,279 per year (2023 ACS 5-year estimates).
What is the sales tax in Gilmer, TX?
The combined state and local sales tax rate in Gilmer is 8.2%. Texas has no state income tax.
Is Gilmer, TX affordable?
Yes, Gilmer is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.
What is the weather like in Gilmer?
Gilmer has average high temperatures of 77.2°F and average lows of 55.2°F. Annual precipitation is 45.3". Data from NOAA 1991–2020 Climate Normals.
Gilmer at a Glance
- Population
- 4,955
- Median Income
- $41,279
- Home Value
- $160,700
- Median Rent
- $993/mo
- Unemployment
- 9.2%
- Avg High Temp
- 77.2°F
- Sales Tax
- 8.2%
Nearby Cities
Explore county-level cost of living data
Texas Rankings
Similar Cost Cities
Cities in other states with comparable housing costs