Cost of Living in White Oak, TX
Population 6,208 · Texas · Data vintage 2023
(100 = US avg)
Housing costs in White Oak stay well under national norms: a median home value of $219,000 against median household incomes of $95,193 gives the city one of the more comfortable price-to-income ratios in Texas.
Geographically, White Oak is about 30 miles northeast of Tyler, the nearest large metro. Housing prices track closely with Tyler's $216,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in White Oak
The median home value in White Oak is $219,200 — 28% below the national median of $305,000. Median rent runs $1,134/month, 14% lower than the national median of $1,314/month. The median household income of $95,193/year is 28% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.2°F and lows of 55.2°F. Overall, White Oak has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
White Oak has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 58 | 62 | 70 | 77 | 84 | 91 | 94 | 95 | 89 | 79 | 68 | 60 |
| Low °F | 37 | 40 | 47 | 54 | 63 | 70 | 74 | 73 | 66 | 55 | 45 | 39 |
| Precip" | 3.62 | 3.80 | 4.45 | 3.89 | 4.77 | 4.22 | 2.46 | 2.64 | 3.19 | 3.95 | 3.80 | 4.52 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in White Oak, TX?
White Oak has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in White Oak, TX?
The median gross rent in White Oak is $1,134 per month based on 2023 Census data.
What is the average home price in White Oak?
The median home value in White Oak is $219,200 according to Zillow and Census data.
What is the median income in White Oak?
The median household income in White Oak is $95,193 per year (2023 ACS 5-year estimates).
What is the sales tax in White Oak, TX?
The combined state and local sales tax rate in White Oak is 8.2%. Texas has no state income tax.
Is White Oak, TX affordable?
Yes, White Oak is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
What is the weather like in White Oak?
White Oak has average high temperatures of 77.2°F and average lows of 55.2°F. Annual precipitation is 45.3". Data from NOAA 1991–2020 Climate Normals.
White Oak at a Glance
- Population
- 6,208
- Median Income
- $95,193
- Home Value
- $219,200
- Median Rent
- $1,134/mo
- Unemployment
- 4.5%
- Avg High Temp
- 77.2°F
- Sales Tax
- 8.2%
Nearby Cities
Explore county-level cost of living data
Texas Rankings
Similar Cost Cities
Cities in other states with comparable housing costs