Cost of Living in Lake Cherokee, TX

Population 3,358 · Texas · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lake Cherokee skews considerably older than the national median, with an average age of 56. Reported household income of $91,571 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities.

Located 40 miles east of Tyler, Lake Cherokee falls within that metro's commuting orbit. Median home values run roughly 82% higher than Tyler's $216,000.

Cost Overview

Housing 129
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Cherokee

The median home value in Lake Cherokee is $394,900 — 29% above the national median of $305,000. Median rent runs $919/month, 30% lower than the national median of $1,314/month. The median household income of $91,571/year is 23% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.0°F and lows of 54.5°F. Overall, Lake Cherokee has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$394,900
29% above avg
Median Rent
$919/mo
30% below avg
Price-to-Rent Ratio
35.8x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 83.4%
Renter-occupied 16.6%

💰 Estimated Monthly Budget

Rent median rent
$919
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,533/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.9 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
80.1%
Carpooled
8.1%
Walked
1.9%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$91,571
23% above avg
Per Capita Income
$64,431
Unemployment Rate
3.2%
33% below avg
Poverty Rate
10.8%
Labor Force Participation
58.5%

🎓 Education

Bachelor's degree+ 20.2%
Graduate degree 11.0%

👥 Demographics

Median Age 56.1
Male median age 56.6
Female median age 56

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.0°F
Avg Low
54.5°F
Annual Precip
50.3"
Annual Snowfall
0.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576169768389939488786759
Low °F 364047546269727266554538
Precip" 4.344.234.734.624.354.922.913.103.494.454.184.95
Snow" 0.20.20.00.00.00.00.00.00.00.00.00.0

Frequently Asked Questions

What is the cost of living in Lake Cherokee, TX?

Lake Cherokee has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Lake Cherokee, TX?

The median gross rent in Lake Cherokee is $919 per month based on 2023 Census data.

What is the average home price in Lake Cherokee?

The median home value in Lake Cherokee is $394,900 according to 2023 Census ACS data.

What is the median income in Lake Cherokee?

The median household income in Lake Cherokee is $91,571 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Cherokee, TX?

The combined state and local sales tax rate in Lake Cherokee is 8.2%. Texas has no state income tax.

Is Lake Cherokee, TX affordable?

Lake Cherokee is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in Lake Cherokee?

Lake Cherokee has average high temperatures of 76.0°F and average lows of 54.5°F. Annual precipitation is 50.3". Average annual snowfall is 0.4". Data from NOAA 1991–2020 Climate Normals.

Lake Cherokee at a Glance

Population
3,358
Median Income
$91,571
Home Value
$394,900
Median Rent
$919/mo
Unemployment
3.2%
Avg High Temp
76.0°F
Sales Tax
8.2%
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Explore county-level cost of living data

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