Cost of Living in Hereford, TX

Population 14,874 · Texas · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Hereford a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $109,000.

Hereford is about 40 miles southwest of Amarillo, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 42% lower than Amarillo's $187,000.

Cost Overview

Housing 36
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hereford

The median home value in Hereford is $109,100 — 64% below the national median of $305,000. Median rent runs $934/month, 29% lower than the national median of $1,314/month. The median household income of $51,799/year is 31% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.5°F and lows of 44.9°F, with about 17.2" of annual snowfall. Overall, Hereford has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$109,100
64% below avg
Zillow Home Value
$168,235
Zillow ZHVI
Median Rent
$934/mo
29% below avg
Price-to-Rent Ratio
9.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 64.3%
Renter-occupied 35.7%

💰 Estimated Monthly Budget

Rent median rent
$934
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,548/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.8 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.9%

Commute Mode

Drove alone
76.7%
Carpooled
15.1%
Walked
0.7%
Work from home
2.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$51,799
31% below avg
Per Capita Income
$22,911
Unemployment Rate
4.0%
18% below avg
Poverty Rate
14.4%
Labor Force Participation
65.8%

🎓 Education

Bachelor's degree+ 7.0%
Graduate degree 3.0%

👥 Demographics

Median Age 30
Male median age 28.4
Female median age 31.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.5°F
Avg Low
44.9°F
Annual Precip
19.7"
Annual Snowfall
17.2"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525665728190939184736152
Low °F 252835435362666558453426
Precip" 0.710.531.271.452.272.852.822.861.691.750.750.71
Snow" 4.03.51.90.50.20.00.00.00.00.72.63.8

Frequently Asked Questions

What is the cost of living in Hereford, TX?

Hereford has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Hereford, TX?

The median gross rent in Hereford is $934 per month based on 2023 Census data.

What is the average home price in Hereford?

The median home value in Hereford is $109,100 according to Zillow and Census data.

What is the median income in Hereford?

The median household income in Hereford is $51,799 per year (2023 ACS 5-year estimates).

What is the sales tax in Hereford, TX?

The combined state and local sales tax rate in Hereford is 8.2%. Texas has no state income tax.

Is Hereford, TX affordable?

Yes, Hereford is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Hereford?

Hereford has average high temperatures of 72.5°F and average lows of 44.9°F. Annual precipitation is 19.7". Average annual snowfall is 17.2". Data from NOAA 1991–2020 Climate Normals.

Hereford at a Glance

Population
14,874
Median Income
$51,799
Home Value
$109,100
Median Rent
$934/mo
Unemployment
4.0%
Avg High Temp
72.5°F
Sales Tax
8.2%
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