Cost of Living in Katy, TX
Population 23,900 · Texas · Data vintage 2023
(100 = US avg)
Katy sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Katy sits roughly 20 miles northwest of Sugar Land — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Sugar Land's $407,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Katy
The median home value in Katy is $376,800 — 24% above the national median of $305,000. Median rent runs $1,609/month, 22% higher than the national median of $1,314/month. The median household income of $107,332/year is 44% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.7°F and lows of 61.4°F. Overall, Katy has a cost of living index of 123 versus the US average of 100, meaning it is 23% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 64 | 68 | 74 | 80 | 87 | 92 | 95 | 94 | 90 | 83 | 74 | 67 |
| Low °F | 45 | 50 | 55 | 60 | 69 | 74 | 76 | 76 | 72 | 62 | 53 | 46 |
| Precip" | 3.63 | 2.83 | 3.49 | 4.26 | 5.24 | 4.22 | 4.16 | 5.27 | 4.42 | 4.65 | 3.78 | 3.76 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Katy, TX?
Katy has a cost index of 123 (100 = national average). It is 23% above the national average.
What is average rent in Katy, TX?
The median gross rent in Katy is $1,609 per month based on 2023 Census data.
What is the average home price in Katy?
The median home value in Katy is $376,800 according to Zillow and Census data.
What is the median income in Katy?
The median household income in Katy is $107,332 per year (2023 ACS 5-year estimates).
What is the sales tax in Katy, TX?
The combined state and local sales tax rate in Katy is 8.2%. Texas has no state income tax.
Is Katy, TX affordable?
Katy is above average in cost of living, with an index of 123 — about 23% higher than the national average.
What is the weather like in Katy?
Katy has average high temperatures of 80.7°F and average lows of 61.4°F. Annual precipitation is 49.7". Data from NOAA 1991–2020 Climate Normals.
Katy at a Glance
- Population
- 23,900
- Median Income
- $107,332
- Home Value
- $376,800
- Median Rent
- $1,609/mo
- Unemployment
- 5.5%
- Avg High Temp
- 80.7°F
- Sales Tax
- 8.2%
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Explore county-level cost of living data
Texas Rankings
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