Cost of Living in Mabank, TX

Population 4,481 · Texas · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Mabank a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $254,000.

Mabank is about 45 miles west of Tyler, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 17% higher than Tyler's $216,000.

Cost Overview

Housing 83
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mabank

The median home value in Mabank is $253,900 — 17% below the national median of $305,000. Median rent runs $901/month, 31% lower than the national median of $1,314/month. The median household income of $61,011/year is 18% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.4°F and lows of 55.4°F. Overall, Mabank has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$253,900
17% below avg
Zillow Home Value
$173,510
Zillow ZHVI
Median Rent
$901/mo
31% below avg
Zillow Rent
$1,433/mo
Zillow ZORI
Price-to-Rent Ratio
23.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 39.9%
Renter-occupied 60.1%

💰 Estimated Monthly Budget

Rent median rent
$901
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,515/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.9%

Commute Mode

Drove alone
76.0%
Carpooled
12.6%
Walked
6.6%
Work from home
4.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$61,011
18% below avg
Per Capita Income
$29,494
Unemployment Rate
3.4%
30% below avg
Poverty Rate
8.2%
Labor Force Participation
70.9%

🎓 Education

Bachelor's degree+ 18.5%
Graduate degree 3.0%

👥 Demographics

Median Age 32.6
Male median age 32.1
Female median age 32.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.4°F
Avg Low
55.4°F
Annual Precip
38.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576269768492969690796859
Low °F 364047546371747467564538
Precip" 2.622.733.693.064.723.402.002.302.744.543.063.56

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
61%
Good air days/yr
159
Max AQI recorded
151
PM2.5 days
213
Ozone days

Frequently Asked Questions

What is the cost of living in Mabank, TX?

Mabank has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Mabank, TX?

The median gross rent in Mabank is $901 per month based on 2023 Census data.

What is the average home price in Mabank?

The median home value in Mabank is $253,900 according to Zillow and Census data.

What is the median income in Mabank?

The median household income in Mabank is $61,011 per year (2023 ACS 5-year estimates).

What is the sales tax in Mabank, TX?

The combined state and local sales tax rate in Mabank is 8.2%. Texas has no state income tax.

Is Mabank, TX affordable?

Yes, Mabank is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

What is the weather like in Mabank?

Mabank has average high temperatures of 77.4°F and average lows of 55.4°F. Annual precipitation is 38.4". Data from NOAA 1991–2020 Climate Normals.

Mabank at a Glance

Population
4,481
Median Income
$61,011
Home Value
$253,900
Median Rent
$901/mo
Unemployment
3.4%
Avg High Temp
77.4°F
Sales Tax
8.2%
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