Cost of Living in Plainview, TX

Population 19,893 · Texas · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Plainview run well below national norms — a median of $45,991 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $108,000). A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Plainview is about 45 miles north of Lubbock, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 46% lower than Lubbock's $198,000.

Cost Overview

Housing 35
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Plainview

The median home value in Plainview is $107,800 — 65% below the national median of $305,000. Median rent runs $811/month, 38% lower than the national median of $1,314/month. The median household income of $45,991/year is 38% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 74.9°F and lows of 47.8°F, with about 7" of annual snowfall. Overall, Plainview has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$107,800
65% below avg
Zillow Home Value
$114,132
Zillow ZHVI
Median Rent
$811/mo
38% below avg
Zillow Rent
$825/mo
Zillow ZORI
Price-to-Rent Ratio
11.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 50.6%
Renter-occupied 49.4%

💰 Estimated Monthly Budget

Rent median rent
$811
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,425/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.5 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.7%

Commute Mode

Drove alone
80.5%
Carpooled
14.8%
Public transit
0.2%
Walked
1.5%
Work from home
2.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$45,991
38% below avg
Per Capita Income
$24,507
Unemployment Rate
5.8%
21% above avg
Poverty Rate
22.7%
Labor Force Participation
63.9%

🎓 Education

Bachelor's degree+ 8.9%
Graduate degree 6.8%

👥 Demographics

Median Age 32
Male median age 30.6
Female median age 32.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.9°F
Avg Low
47.8°F
Annual Precip
18.3"
Annual Snowfall
7"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 556068768492939285766455
Low °F 273138465766696860483628
Precip" 0.650.651.101.332.692.581.961.742.551.530.800.75
Snow" 1.61.40.40.10.00.00.00.00.00.11.02.4

Frequently Asked Questions

What is the cost of living in Plainview, TX?

Plainview has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Plainview, TX?

The median gross rent in Plainview is $811 per month based on 2023 Census data.

What is the average home price in Plainview?

The median home value in Plainview is $107,800 according to Zillow and Census data.

What is the median income in Plainview?

The median household income in Plainview is $45,991 per year (2023 ACS 5-year estimates).

What is the sales tax in Plainview, TX?

The combined state and local sales tax rate in Plainview is 8.2%. Texas has no state income tax.

Is Plainview, TX affordable?

Yes, Plainview is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

What is the weather like in Plainview?

Plainview has average high temperatures of 74.9°F and average lows of 47.8°F. Annual precipitation is 18.3". Average annual snowfall is 7". Data from NOAA 1991–2020 Climate Normals.

Plainview at a Glance

Population
19,893
Median Income
$45,991
Home Value
$107,800
Median Rent
$811/mo
Unemployment
5.8%
Avg High Temp
74.9°F
Sales Tax
8.2%
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