Cost of Living in Seguin, TX

Population 31,789 · Texas · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Seguin's cost indicators track within a reasonable band of national figures, with median household incomes near $61,896 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Seguin is about 35 miles east of San Antonio, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with San Antonio's $220,000 median.

Cost Overview

Housing 74
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seguin

The median home value in Seguin is $227,000 — 26% below the national median of $305,000. Median rent runs $1,135/month, 14% lower than the national median of $1,314/month. The median household income of $61,896/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 81.5°F and lows of 57.7°F. Overall, Seguin has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$227,000
26% below avg
Zillow Home Value
$268,658
Zillow ZHVI
Median Rent
$1,135/mo
14% below avg
Zillow Rent
$1,321/mo
Zillow ZORI
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 66.4%
Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent
$1,135
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,749/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.9%

Commute Mode

Drove alone
77.9%
Carpooled
11.7%
Public transit
0.3%
Walked
1.2%
Bicycle
0.3%
Work from home
7.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$61,896
17% below avg
Per Capita Income
$31,915
Unemployment Rate
3.6%
25% below avg
Poverty Rate
17.9%
Labor Force Participation
61.7%

🎓 Education

Bachelor's degree+ 13.8%
Graduate degree 6.3%

👥 Demographics

Median Age 37.5
Male median age 36.9
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
81.5°F
Avg Low
57.7°F
Annual Precip
31.3"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 646875828893969892847365
Low °F 404451586671737368594942
Precip" 2.141.722.492.003.633.442.212.013.453.302.462.42

Frequently Asked Questions

What is the cost of living in Seguin, TX?

Seguin has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Seguin, TX?

The median gross rent in Seguin is $1,135 per month based on 2023 Census data.

What is the average home price in Seguin?

The median home value in Seguin is $227,000 according to Zillow and Census data.

What is the median income in Seguin?

The median household income in Seguin is $61,896 per year (2023 ACS 5-year estimates).

What is the sales tax in Seguin, TX?

The combined state and local sales tax rate in Seguin is 8.2%. Texas has no state income tax.

Is Seguin, TX affordable?

Yes, Seguin is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Seguin?

Seguin has average high temperatures of 81.5°F and average lows of 57.7°F. Annual precipitation is 31.3". Data from NOAA 1991–2020 Climate Normals.

Seguin at a Glance

Population
31,789
Median Income
$61,896
Home Value
$227,000
Median Rent
$1,135/mo
Unemployment
3.6%
Avg High Temp
81.5°F
Sales Tax
8.2%
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